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Terms:

0% Intro APR on balance transfers and purchases for 21 months. After that, the variable APR will be 11.99%-20.99% based upon your creditworthiness.

Length of your introductory period will be 0% for 21 months from the date of account opening when balance transfers are completed within 4 months from date of account opening and 0% for 21 months on purchases from date of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances. (The standard variable APR for purchases is either 11.99%, 16.99% or 20.99% based on your creditworthiness, standard variable APR for cash advances is 25.24%.) The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest change- $0.50.

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Terms:

Balance Transfers: 0% Introductory APR for the first 15 statement Closing Dates following the opening of your account for all Balance Transfers and Direct Deposits. The Introductory APR will end sooner if your payment is late or the account balance is over the credit limit. After that, the Variable APR for any balances that were subject to the Introductory APR is between 8.24% and 18.24%, based on creditworthiness. The Standard Variable APR for Balance Transfers is between 8.24% and 18.24%, based on creditworthiness.

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Terms:

Fee for Balance Transfers and Direct Deposits that are subject to the Introductory APR: 3% of each such transaction (minimum $10)

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:cheerful:

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Terms:

After the promotional period, your standard APR for purchases will be applied to all remaining balance transfer amounts. (As of March 21, 2008, the standard variable APR for purchases: 13.24%; the standard variable APR for cash advances: 20.24%, with a minimum cash advance rate of 19.99%). However, if you default under any Card Agreement, we may immediately increase the rate on all balances (including any promotional balances) to a variable default rate of 29.24%. The minimum finance charge is $0.50. Foreign purchase transaction fee is 3.0% of the purchase amount after its conversion into U.S. dollars. The transaction fee for cash advances is 3.0% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, but not less than $5 or more than $75. Subject to credit approval. Additional terms and conditions apply.

:cheerful:

LINK


Terms:

After the promotional period, your standard APR for purchases will be applied to all remaining balance transfer amounts. (As of March 21, 2008, the standard variable APR for purchases: 13.24%; the standard variable APR for cash advances: 20.24%, with a minimum cash advance rate of 19.99%). However, if you default under any Card Agreement, we may immediately increase the rate on all balances (including any promotional balances) to a variable default rate of 29.24%. The minimum finance charge is $0.50. Foreign purchase transaction fee is 3.0% of the purchase amount after its conversion into U.S. dollars. The transaction fee for cash advances is 3.0% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, but not less than $5 or more than $75. Subject to credit approval. Additional terms and conditions apply.