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Key Express Free Checking is the basic banking account in NY. You must have or request a KeyBank Rewards debit card and enroll in the KeyBank Rewards point program. There is a $20 annual fee for the KeyBank Rewards Program that will be waived for the first year. Qualifying debit card transactions include signature, PayPass®, and PIN-based purchases only. Direct deposit transactions are limited to: payroll, Social Security, pension, and government benefits. Automated payments exclude Key Bill Pay, debit card automated payments, PayPal® transactions, and account-to-account balance transfers. Limit one iPod touch® per qualifying account. Limit one iPod touch® per individual. The value of the iPod touch® will be reported on Form 1099-INT. You will receive your iPod touch® within 90 days of meeting requirements. Offer available to individuals without an existing checking account at KeyBank as of 4/30/10. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn or closed as of 10/1/10 are not eligible for this offer. Accounts titled as Trust Accounts, Estate, and No Access are excluded from eligibility. You must have a U.S. mailing address on 10/1/10 to be eligible. The iPod touch® shipped may differ from the iPod touch® shown. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply. iPod® is a registered trademark of Apple Inc. All rights reserved. Apple is not a participant in or sponsor of this promotion.

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The statement credit can only be earned by new Citi Platinum Select MasterCard cardmembers approved through this offer. In order to receive the statement credit, you must make at least $30 in purchases that are not returned within the first 3 months of account opening. The statement credit will appear on the card billing statement after the purchase has posted to the card account, not on the receipt. Please expect to see your statement credit within 8 weeks of end of promotion period.

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Note: You can also exchange 29,911 sign-up AA miles for $126 Amazon.com gift card via Points.com.


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Note: You get 15,000 points that can be exchanged for $150 in gift cards (see details of redeeming points at http://www.membershiprewards.com). You will need to spend $1000 within the first three month to get the bonus. There is no annual fee during the first year.

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Note: You get 15,000 points that can be exchanged for $150 in gift cards (see details of redeeming points at http://www.membershiprewards.com). You will need to spend $1000 within the first three month to get the bonus. There is no annual fee during the first year.

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