LINK
Terms:
.... you will receive a 0% APR on purchases for 7 months from date of account opening.... After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances. The standard variable APR for purchases on the Citi mtvU Platinum Select Visa Card is either 12.99%, 17.99%, 20.99%, or 21.99% rate
LINK
Note: The 5% cashback rate was calculated using the value of gift certificates that you can redeem for 10,000 or more ThankYou points (see more details
here). The card has no annual fee.
Terms:
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Lots of thanks to folks on the FW forum for this info!
Citi mtvU card
QUOTE
With the Citi® mtvU Platinum Select® Visa® Card for College Students youll earn:
Up to 2000 ThankYou Points per semester for maintaining a good GPA
25 ThankYou Points per month for paying your bill on time and not exceeding your credit limit
5 ThankYou Points for every $1 spent at restaurants--including fast food--bookstores, music stores, video rental stores and movie theatres
1 ThankYou Point for every $1 spent on all other purchases
Redeeming Your Points
Redeem your points through ThankYou® Network for great rewards like electronics, gift cards, music CDs, movie DVDs and airline tickets. Plus, you can redeem ThankYou Points for exclusive MTV and mtvU awards, such as VIP tickets to mtvU's Spring Break or the MTV Video Music Awards (limited quantities available).
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A) Cashback rates of personal credit cards
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Check this bank perk:
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