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Terms:

Get 0% introductory APR on balance transfers for 12 months and 0% introductory APR on purchases for 12 months. After that, the APR will be 12.99%–20.99% variable based on your creditworthiness. Length of your introductory period will be 0% for 12 months from date of account opening when balance transfers are completed within 4 months from date of account opening and 0% for 12 months on purchases from date of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances and new purchases. The standard variable APR for purchases is either 12.99% , 16.99% or 20.99% based on your creditworthiness, standard variable APR for cash advances — 25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge — $0.50. Fee for Foreign Purchases — 3% of the U.S. dollar amount of each purchase made o utside the U.S. Cash advance fee — Either $10 or 5% of the amount of each advance, whichever is greater. Balance transfer fee — Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

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Terms:

Introductory rate of 0.00% for 21 months from the date of account opening on purchases and balance transfers. Balance transfers must be completed within 4 months of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances. The standard variable APR for purchases and cash advances is 16.99%. Minimum interest charge - $0.50. Fee for foreign purchases - 3% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee - 5.0% of cash advance amount. $10 minimum. Balance transfer fee - 3.0% of balance transfer amount. $5 minimum. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

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Terms:

Length of your introductory period will be 0% for 15 months from date of first balance transfer when balance transfers are completed within 4 months from date of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances. (The standard variable APR for purchases is either 12.99% variable, 16.99% variable, or 20.99% variable in that order based on your creditworthiness, standard variable APR for cash advances – 25.24%.) The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge – $0.50. Fee for Foreign Purchases –– 3% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee ––– Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee –– Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

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