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Accounts receiving a direct deposit prior to 12/31/09 are not eligible for cash bonuses. A qualified direct deposit is defined as a recurring direct deposit of a paycheck, Social Security or pension payment electronically deposited to a Regular Checking account. The minimum amount of any single direct deposit must be $100 to qualify for this promotion, and must occur a minimum of once per month for two consecutive months. Multiple deposits within the same month can not be combined to meet $100 minimum requirement. Eligibility requirements for a Regular Checking account must be met to qualify for cash bonus. Checking account must be in good standing. Members are not eligible for more than one incentive to set up direct deposit or open a Regular Checking account. First direct deposit must post to account by 12/31/10 to be eligible for cash bonus. Cash bonus is subject to taxation. Cash bonus payments will be made within 6 to 8 weeks following verification of qualified recurring direct deposits. Offer ends 12/31/10; may be withdrawn at any time. Checking account annual percentage yield is 0.25% effective 1/1/10 and is subject to change.

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The cash reward applies only when a “New Customer” opens a Chittenden Bank BreakFree! Checking account with Direct Deposit between 3/15/10 and 5/14/10. A “New Customer” is an individual who has had no personal checking accounts at Chittenden Bank during the preceding 90 days. If a new account will be held by more than one person, and any of those persons is not a “New Customer”, the account will not be eligible for this offer. Title to the new account must be held by one or more New Customers in one of the following two ways: individually, jointly. Minimum to open the account and earn reward is $50. Limit of $100 in total reward money per household. Qualifying New Customers’ accounts will receive the reward credited to the new checking account by 7/15/10. Checking account must be open and in good standing at time of reward crediting. Fees may reduce earnings. Reward will be subject to tax reporting. This offer cannot be combined with other offers. To earn the $100 reward, the “New Customer” must receive at least one Direct Deposit into the new checking account within 45 days of new account opening. Direct Deposit must be $100 or greater to qualify. Offer may be withdrawn without notice. ©2010 People’s United Bank Member FDIC

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The cash reward applies only when a “New Customer” opens a Bank of Western Massachusetts BreakFree! Checking account with Direct Deposit between 3/15/10 and 5/14/10. A “New Customer” is an individual who has had no personal checking accounts at The Bank Of Western Massachusetts during the preceding 90 days. If a new account will be held by more than one person, and any of those persons is not a “New Customer”, the account will not be eligible for this offer. Title to the new account must be held by one or more New Customers in one of the following two ways: individually, jointly. Minimum to open the account and earn reward is $50. Limit of $100 in total reward money per household. Qualifying New Customers’ accounts will receive the reward credited to the new checking account by 7/15/10. Checking account must be open and in good standing at time of reward crediting. Fees may reduce earnings. Reward will be subject to tax reporting. This offer cannot be combined with other offers. To earn the $100 reward, the “New Customer” must receive at least one Direct Deposit into the new checking account within 45 days of new account opening. Direct Deposit must be $100 or greater to qualify. Offer may be withdrawn without notice. ©2010 People’s United Bank Member FDIC

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In order to qualify for up to the $100 cash bonus, you need to (1) open a new free Berkshire personal checking account with direct deposit by June 30, 2010, with a minimum opening deposit of $10, (2) enroll in BerkshireBank@Home Internet banking at account opening, (3) set up and receive direct deposit, (4) turn in your bank’s credit card and replace it with a Berkshire debit card, (5) $25 when someone you referred opens a free checking account, (6) enroll in on-line statements at account opening, Berkshire replacement checks limited to wallet style only. Customer must qualify for consumer or mortgage loan product for discount of .25% APR with automatic payment from a Berkshire checking account. Safe deposit boxes subject to availability.

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The cash reward applies only when a “New Customer” opens a Flagship Bank BreakFree! Checking account with Direct Deposit between 3/15/10 and 5/14/10. A “New Customer” is an individual who has had no personal checking accounts at Flagship Bank during the preceding 90 days. If a new account will be held by more than one person, and any of those persons is not a “New Customer”, the account will not be eligible for this offer. Title to the new account must be held by one or more New Customers in one of the following two ways: individually, jointly. Minimum to open the account and earn reward is $50. Limit of $100 in total reward money per household. Qualifying New Customers’ accounts will receive the reward credited to the new checking account by 7/15/10. Checking account must be open and in good standing at time of reward crediting. Fees may reduce earnings. Reward will be subject to tax reporting. This offer cannot be combined with other offers. To earn the $100 reward, the “New Customer” must receive at least one Direct Deposit into the new checking account within 45 days of new account opening. Direct Deposit must be $100 or greater to qualify. Offer may be withdrawn without notice. ©2010 People’s United Bank Member FDIC

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The cash reward applies only when a “New Customer” opens a Maine Bank & Trust BreakFree! Checking account with Direct Deposit between 3/15/10 and 5/14/10. A “New Customer” is an individual who has had no personal checking accounts at Maine Bank & Trust during the preceding 90 days. If a new account will be held by more than one person, and any of those persons is not a “New Customer”, the account will not be eligible for this offer. Title to the new account must be held by one or more New Customers in one of the following two ways: individually, jointly. Minimum to open the account and earn reward is $50. Limit of $100 in total reward money per household. Qualifying New Customers’ accounts will receive the reward credited to the new checking account by 7/15/10. Checking account must be open and in good standing at time of reward crediting. Fees may reduce earnings. Reward will be subject to tax reporting. This offer cannot be combined with other offers. To earn the $100 reward, the “New Customer” must receive at least one Direct Deposit into the new checking account within 45 days of new account opening. Direct Deposit must be $100 or greater to qualify. Offer may be withdrawn without notice. ©2010 People’s United Bank Member FDIC

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Note: Residents of KY, IN, OH only.

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