Incredible Bank is a new online bank from River Valley Bank, a medium size community bank which is located in Wisconsin....they state on their home web page that their "mission" is to keep this account competitive in the interest rate environment...It's been around for about 2 months now and so far has been able to maintain it's current rate.

They have a very good Online Banking and Bill Pay....External Bank ach transfer system that is very fast (1 day transfers).

The nice thing about the account is that it can be used as a combination high yield checking and high yield savings, all in one with no transaction limitations like savings accounts have.

Visit http://www.incrediblebank.com