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Note: The cashback rate in the title is based on 10,000 points to $100 gift card exchange rate (see here). You can become eligible for CU membership via National Military Family Association (NMFA). You will earn 20,000 bonus points after making $650 in purchases in the first three months that can be exchanged for $200 in gift cards. The application page also mentions that sign-up 20,000 points can be exchanged for round trip ticket for many destinations. This page suggests that current exchange rate would allow redemption of 20,000 points for $320 in air fare.


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