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Note: You can redeem 50000 bonus points for a $200 gift card for Home Depot and other stores (see more details here). Alternatively, you can redeem 50,000 bonus points for 6 nights in a category 1 hotel. This should allow you to claim the 5th free night. See more details here. You will also get 1 Free Night Stay E Certificate in 6 to 8 weeks after account opening.Annual fee is waived for the first year.

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Note: You can redeem 22K-24K of points for a $100 gift card for Home Depot and other stores (see more details here). Alternatively, you can redeem 30,000 bonus points for 4 nights in a category 1 hotel. This should allow you to claim the 5th free night. See more details here. You will also get 2 Free Night Stay E-Certificates in 6 to 8 weeks after account opening.Alternatively,Annual fee is waived for the first year.

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Note: You can exchange 16000 of 24000 bonus points for $50 gift card for Amazon.com, BestBuy and other stores (see details here) or three free hotel nights.

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Note: You can exchange 20,000 of 30,000 bonus points for a $50 Amazon.com gift card (see here). 30,000 bonus points can be exchanged for 2 free hotel nights (see here).

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Note: According to the card application page, you can redeem 8000 points for one hotel night (or 16K points for 2 nights or 24K points for 3 nights).

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