For residents of Colorado,
Arizona, or California, FirstBank is
has a checking promotion where you can get get an Amazon
Kindle, iPod touch, or Garmin GPS
for opening a FirstBank Free
Checking account. Just open an
account, then set up direct
deposit or make 3 bill payments to get this checking bonus. Offer valid only for
customers residing in
Colorado, Arizona, or
Riverside County, CA.
Offer valid for new
personal checking accounts opened.
Limit one gift award per
household, per 24
month period, Limit one
gift per account.
The gift is redeemable online and a redemption
code will be given if the
account opened is in
good standing, the
customer enrolls for
online banking, and (1) a direct deposit
greater than $300
posts to the account,
or (2) three bill
payments are made
from the account to corporate entities.
Requirements (1) and
(2) above must be met
within 60 days of
account opening and
the code will be given within 90 days of
account opening.
Direct deposit must be
payroll, pension, Social
Security or other
government benefits. Direct deposit or Bill
Pay enrollment must be
new to FirstBank.
We reserve the right to
substitute gifts offered
at any time with an item of similar value.
The cost of the gift is
considered interest and
is subject to IRS and
other tax reporting.
The cost of the gift is considered a bonus
that can be revoked if
the account is closed
within six months of
opening.
FirstBank employees are not eligible to
receive the gift. iPod
Touch© is a registered
trademark of Apple Inc.
Apple, Garmin, and
Amazon are not participants in or
sponsors of this
promotion.

Winter Hill Bank is offering savers in Boston 2.25% APY on CDs for
the 60 month term. The rate can
be availed on a deposit of $1,000
(minimum). To qualify to purchase the
certificate of deposit, savers
should be residents of
Massachusetts. Also, they should
be within the footprint of the
bank. The areas that are included in
this are North Reading,
Somerville and communities
surrounding the latter. Savers
will have to buy the certificates
of deposit in person from one of the five branches of the bank
located in these areas. (https://www.winterhillbank.com/Default.asp)

At Ascenia Bank, 6 month CDs are paying 0.75% APY. Seven other banks are offering
the same rate on CDs for the 6
month term. They are Doral Bank
Direct, Sanibel Captiva
Community Bank, Discover Bank,
Acacia Federal Savings Bank, First Internet Bank of Indiana,
Colorado Federal Savings Bank
and OneWest Bank. The minimum deposit
requirements for the banks
differ. At Ascencia and Acacia
Federal Savings Bank a deposit
of at least $500 is required,
while at Discover Bank and Colorado Federal Savings Bank, $
5,000 and $2,500 respectively
will have to be deposited. The
remaining of the eight banks
mandate that savers deposit $
1,000 (minimum). ascenciabank.com/

Navy Federal Credit Union Rates as of Jan. 10th
1 year
3.00%
$50
Special Easy Start Certificate-$
3,000 maximum balance-must have direct deposit of net pay-
Navy FCU checking and monthly
automatic deposit of at least $
15-See site for membership
eligibility details.

Bank of Coral Gables maximizes
your savings by paying up to
1.68% APY on 48 month CD. Designed to give you the highest
rate of return for your
commitment on your deposit, you
can choose among these
competitive rates: 1.10% APY on 18 month CD
1.25% APY on 24 month CD
1.46% APY on 36 month CD
1.66% APY on 48 month CD
1.92% APY on 60 month CD A minimum deposit of $1,000 is
required to earn interest of
these outstanding rates. Rates
are also available for jumbo cd accounts with minimum deposits of $100,000. Certain restrictions
apply and fees may reduce
potential earnings. The rates
may change upon your account
opening. All CD Accounts made with Bank of Coral Gables will
automatically be renewed upon
maturity unless otherwise
requested. A 10-day grace
period is given for withdrawal of
a portion or the entire CD balance before renewal also
applies along with a penalty for
early withdrawals made before
maturity. More information is
available through their website
at http:// Welcome to Bank of Coral Gables or at the office located at the corner
of Galiano Street and Merrick
Way in Coral Gables, Florida.

I know you are already familiar with this one. First choice bank in
New Jersey. They pay 2.40% APY with
a $1,000 minimum deposit on 60-
month CDs. You don’t have to
be a New Jersey resident to buy
these certificates of deposit, but you do need to visit a First
Choice Bank branch in person if
you’re not already a customer.