http://www.bankperks.net/blog Free money offers from US banks Tue, 07 Feb 2012 11:35:01 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://www.bankperks.net/blog/2012/01/09/peoples-bank-of-bullitt-county-in-ky-12-month-cd-apy-of-1-250/ http://www.bankperks.net/blog/2012/01/09/peoples-bank-of-bullitt-county-in-ky-12-month-cd-apy-of-1-250/#comments Mon, 09 Jan 2012 15:08:02 +0000 perkmaster http://www.extradime.com/forums/cd-rates/198212-peoples-bank-bullitt-county-ky-12-month-cd-apy-1-250-a.html Peoples Bank of Bullitt County in
Shepherdsville, KY offer a 12
month CD that has an APY of
1.250% The Bank offers a 6 month to 60
months Certificate of Deposit Rates. The minimum deposits required is $1000. Interest that
is compounded semi-annually is
given credit semi-annually. As all
other banks, they have a
penalty for early withdrawal of
funds. For the 6 month rate it is a penalty of 1 month interest
and for the 9 month and above
rates it is a 3 months interest
penalty. Peoples Bank of Bullitt
County pbofbc - Home do offer a 10 day grace period
where you can withdrawal funds
without penalty. All rates are subject to change. ]]> http://www.bankperks.net/blog/2012/01/09/peoples-bank-of-bullitt-county-in-ky-12-month-cd-apy-of-1-250/feed/ 0 http://www.bankperks.net/blog/2010/05/03/3-75-apy-in-navy-fcu-for-7-years-cd/ http://www.bankperks.net/blog/2010/05/03/3-75-apy-in-navy-fcu-for-7-years-cd/#comments Mon, 03 May 2010 10:44:47 +0000 perkmaster http://www.extradime.com/forums/cd-rates/99313-3-75-apy-navy-fcu-7-years-cd.html Navy FCU Certificates of Deposits

Min deposit for 7-Yr CD is $20k @ 3.75%APY

Visit https://www.navyfcu.org/ ]]> http://www.bankperks.net/blog/2010/05/03/3-75-apy-in-navy-fcu-for-7-years-cd/feed/ 0 http://www.bankperks.net/blog/2010/04/26/3-60-apy-in-discover-bank-for-10-years-cd/ http://www.bankperks.net/blog/2010/04/26/3-60-apy-in-discover-bank-for-10-years-cd/#comments Mon, 26 Apr 2010 06:23:02 +0000 perkmaster http://www.extradime.com/forums/cd-rates/98361-3-60-apy-discover-bank-10-years-cd.html Discover Bank Certificates of Deposits

Min deposit for 10-Yr CD is $2,500 @ 3.60% APY

Federal income limits on conversions have been removed. Now you can convert some or all of your retirement funds to a Roth IRA even if you earn over $100k1.

Tax payments on conversions can now be paid either upfront or spread over two years, 2011 and 20122. The option to divide the payments makes it easier to cover the costs associated with conversion. ]]> http://www.bankperks.net/blog/2010/04/26/3-60-apy-in-discover-bank-for-10-years-cd/feed/ 0 http://www.bankperks.net/blog/2010/04/06/4-25-apy-in-navy-fcu-for-7-years-cd/ http://www.bankperks.net/blog/2010/04/06/4-25-apy-in-navy-fcu-for-7-years-cd/#comments Tue, 06 Apr 2010 11:01:39 +0000 perkmaster http://www.extradime.com/forums/cd-rates/95291-4-25-apy-navy-fcu-7-years-cd.html Navy Federal Credit Union Certificates of Deposits

Tenure 7 years

Scheme 1:
Min deposit for 7-Yr CD (IRA only) is $20k @ 4.25% APY

Scheme: 2
Min deposit for 7-Yr CD (IRA/ESA only) is $1k @ 4.10% APY

APY effective from 2/1/2010 ]]> http://www.bankperks.net/blog/2010/04/06/4-25-apy-in-navy-fcu-for-7-years-cd/feed/ 0 http://www.bankperks.net/blog/2010/04/05/4-06-apy-in-usaa-bank-for-7-years-super-jumbo-cd/ http://www.bankperks.net/blog/2010/04/05/4-06-apy-in-usaa-bank-for-7-years-super-jumbo-cd/#comments Mon, 05 Apr 2010 11:16:45 +0000 perkmaster http://www.extradime.com/forums/cd-rates/95131-4-06-apy-usaa-bank-7-years-super-jumbo-cd.html USAA Bank CD

Schemes: Standard, Jumbo, Super Jumbo

Tenure 7 years

Initial deposit and min balance for Super Jumbo $175k (Jumbo $95k, Standard $1k)

Fixed rate APY for Super Jumbo 4.06% (Jumbo 3.80%, Standard 3.75%)

APY effective 4/2/2010 ]]> http://www.bankperks.net/blog/2010/04/05/4-06-apy-in-usaa-bank-for-7-years-super-jumbo-cd/feed/ 0 http://www.bankperks.net/blog/2010/03/08/3-00-apy-on-3-yr-cd-at-penfed-bank/ http://www.bankperks.net/blog/2010/03/08/3-00-apy-on-3-yr-cd-at-penfed-bank/#comments Mon, 08 Mar 2010 13:01:22 +0000 markber http://www.extradime.com/forums/cd-rates/91554-3-00-apy-3-yr-cd-penfed-bank.html Pentagon Federal Credit Union offers 3.00% of 3-Yr CD's. A minimum of $1,000 is needed for this deposit. This available only to some people. Check this website if you are eligible for this promotion: https://www.penfed.org/howToJoin/overview.asp

If you are a member already then please proceed to this website for more promotions: https://www.penfed.org/productsAndRa...rtificates.asp ]]> http://www.bankperks.net/blog/2010/03/08/3-00-apy-on-3-yr-cd-at-penfed-bank/feed/ 0 http://www.bankperks.net/blog/2010/03/08/2-50-apy-on-a-36-month-cd-at-first-city-bank-in-ft-walton-beach-fl/ http://www.bankperks.net/blog/2010/03/08/2-50-apy-on-a-36-month-cd-at-first-city-bank-in-ft-walton-beach-fl/#comments Mon, 08 Mar 2010 13:01:22 +0000 markber http://www.extradime.com/forums/cd-rates/91553-2-50-apy-36-month-cd-first-city-bank-ft-walton-beach-fl.html With a minimum of $1,000 you get 2.50% APY on a 36 month to a 60 month CD. A 30 month to 35 month CD the rate drops to 2.30% APY.
For more information go to http://www.firstcitybank.com/personal-cds-and-iras.asp ]]> http://www.bankperks.net/blog/2010/03/08/2-50-apy-on-a-36-month-cd-at-first-city-bank-in-ft-walton-beach-fl/feed/ 0 http://www.bankperks.net/blog/2010/03/05/acquire-2-80-apy-on-3-yr-cd-with-hudson-city-bank/ http://www.bankperks.net/blog/2010/03/05/acquire-2-80-apy-on-3-yr-cd-with-hudson-city-bank/#comments Fri, 05 Mar 2010 11:45:40 +0000 markber http://www.extradime.com/forums/cd-rates/91318-acquire-2-80-apy-3-yr-cd-hudson-city-bank.html Hudson City Bank is offering 2.80% APY on a 3 year CD. Your interest will be paid monthly which was compounded daily. There will be a penalty for early withdrawal so plan your deposit so you won't incur any penalties.

To apply for this promotion, visit the website at http://www.hcsbonline.com/site/internetaccountsin.html ]]> http://www.bankperks.net/blog/2010/03/05/acquire-2-80-apy-on-3-yr-cd-with-hudson-city-bank/feed/ 0 http://www.bankperks.net/blog/2010/03/04/doral-bank-direct-offers-1-90-apy-on-a-12-month-cd/ http://www.bankperks.net/blog/2010/03/04/doral-bank-direct-offers-1-90-apy-on-a-12-month-cd/#comments Thu, 04 Mar 2010 11:27:42 +0000 markber http://www.extradime.com/forums/cd-rates/91155-doral-bank-direct-offers-1-90-apy-12-month-cd.html Get 1.90% on a 12-month personal CD at Doral Bank Direct. You must deposit $1000 when you open an account for you to qualify in the promotion.

Check their website for further details. Good Luck!

https://www.doralbankdirect.com/learn-more.asp ]]> http://www.bankperks.net/blog/2010/03/04/doral-bank-direct-offers-1-90-apy-on-a-12-month-cd/feed/ 0 http://www.bankperks.net/blog/2010/03/01/4-00-apy-on-a-10-year-cd-with-apple-fcu/ http://www.bankperks.net/blog/2010/03/01/4-00-apy-on-a-10-year-cd-with-apple-fcu/#comments Mon, 01 Mar 2010 21:54:54 +0000 markber http://www.extradime.com/forums/cd-rates/90811-4-00-apy-10-year-cd-apple-fcu.html With a minimum deposit of $500 a ten year CD the APY is 4.00%. A seven year CD the APY drops to 3.75%. A Five year CD drops to 3.50%.
For more information go to https://www.applefcu.org/rates.asp#cert ]]> http://www.bankperks.net/blog/2010/03/01/4-00-apy-on-a-10-year-cd-with-apple-fcu/feed/ 0 http://www.bankperks.net/blog/2010/03/01/get-1-60-apy-on-a-6-month-cd-at-country-bank/ http://www.bankperks.net/blog/2010/03/01/get-1-60-apy-on-a-6-month-cd-at-country-bank/#comments Mon, 01 Mar 2010 21:54:54 +0000 markber http://www.extradime.com/forums/cd-rates/90810-get-1-60-apy-6-month-cd-country-bank.html Country Bank offers a whooping 1.60% APY on a 6-month CD. You only need to open an account with them and must have at least $500 deposit for you to avail this offer.

There are many more options you can choose from and you just need to go to their website to check it. Here is their website with the rates: https://www.countrybank.com/rates.epl ]]> http://www.bankperks.net/blog/2010/03/01/get-1-60-apy-on-a-6-month-cd-at-country-bank/feed/ 0 http://www.bankperks.net/blog/2010/02/26/4-10-apy-at-first-new-england-fcu/ http://www.bankperks.net/blog/2010/02/26/4-10-apy-at-first-new-england-fcu/#comments Fri, 26 Feb 2010 19:41:03 +0000 markber http://www.extradime.com/forums/cd-rates/90476-4-10-apy-first-new-england-fcu.html With a rewards checking account at First New England FCU you will get 4.10% APY. No minimum balance or maintenance fees. Requirements are to make 12 cleared Debit Card transactions, set up direct deposit or ACH Auto Debit, and enroll in Eservices.
For more Information go to http://www.firstnewengland.org/fnefcu/ ]]> http://www.bankperks.net/blog/2010/02/26/4-10-apy-at-first-new-england-fcu/feed/ 0 http://www.bankperks.net/blog/2010/02/26/discover-bank-offers-1-60-apy-on-a-12-month-cd-accounts/ http://www.bankperks.net/blog/2010/02/26/discover-bank-offers-1-60-apy-on-a-12-month-cd-accounts/#comments Fri, 26 Feb 2010 19:41:03 +0000 markber http://www.extradime.com/forums/cd-rates/90475-discover-bank-offers-1-60-apy-12-month-cd-accounts.html One of the highest CD rates is offered by Discover Bank with 1.60% APY for CD accounts of 12-month period. You can be assured of the service they provide because they are rated as one of the best banks in the US.

You can use their calculator on their website to calculate the earnings you will gain within a time period and the amount your deposited. Here is the link to their website: http://fb.discoverbank.com/campaign/...mp;src=D100509 ]]> http://www.bankperks.net/blog/2010/02/26/discover-bank-offers-1-60-apy-on-a-12-month-cd-accounts/feed/ 0 http://www.bankperks.net/blog/2010/02/25/3-25-4-year-cd-at-bankunited-in-florida/ http://www.bankperks.net/blog/2010/02/25/3-25-4-year-cd-at-bankunited-in-florida/#comments Thu, 25 Feb 2010 19:07:57 +0000 markber http://www.extradime.com/forums/cd-rates/90333-3-25-4-year-cd-bankunited-florida.html Bank United is offering 3.25% APY on a 4-year CD. They also give 3.50% APY on a 5-year CD. Another thing that impresses me is that they compound the deposit daily.

If you want to apply for this offer, just visit their website here: http://www.bankunited.com/subpage.as...name=ratesheet. Make sure though that you have a minimum of $5,000 deposit to avail this offer. ]]> http://www.bankperks.net/blog/2010/02/25/3-25-4-year-cd-at-bankunited-in-florida/feed/ 0 http://www.bankperks.net/blog/2010/02/24/3-60-apy-for-a-5-year-cd-with-melrose-credit-union/ http://www.bankperks.net/blog/2010/02/24/3-60-apy-for-a-5-year-cd-with-melrose-credit-union/#comments Wed, 24 Feb 2010 18:37:36 +0000 markber http://www.extradime.com/forums/cd-rates/90201-3-60-apy-5-year-cd-melrose-credit-union.html With a minimum deposit of $5,000 you get 3.65% APY at Melrose CU. A one year CD drops to 2.05% APY. For more information go to http://www.melrosecu.org/ ]]> http://www.bankperks.net/blog/2010/02/24/3-60-apy-for-a-5-year-cd-with-melrose-credit-union/feed/ 0 http://www.bankperks.net/blog/2010/02/23/3-40-apy-on-a-5-year-cd-with-wings-financial/ http://www.bankperks.net/blog/2010/02/23/3-40-apy-on-a-5-year-cd-with-wings-financial/#comments Tue, 23 Feb 2010 18:02:10 +0000 markber http://www.extradime.com/forums/cd-rates/90066-3-40-apy-5-year-cd-wings-financial.html Wings Financial is offering a 5-year CD at 3.40% monthly APY. A minimum of $500 is required. For more information go to http://www.wingsfinancial.com/asp/rates.asp ]]> http://www.bankperks.net/blog/2010/02/23/3-40-apy-on-a-5-year-cd-with-wings-financial/feed/ 0 http://www.bankperks.net/blog/2010/02/23/2-10-12-month-cd-at-cascade-bank/ http://www.bankperks.net/blog/2010/02/23/2-10-12-month-cd-at-cascade-bank/#comments Tue, 23 Feb 2010 06:00:48 +0000 markber http://www.extradime.com/forums/cd-rates/89967-2-10-12-month-cd-cascade-bank.html Cascade Bank increased its 12-Month CD APY from last month's 2.00% to 2.10%. The minimum deposit to avail this deal must be $10,000. You can check the bank's other deals on their website: http://www.cascadebank.com/personal-...osit-rates.cfm

A fair warning though, Cascade Bank doesn't have a good reputation based on bankrate.com because they only have 1 star rating. You know what to expect if they have this kind of rating. ]]> http://www.bankperks.net/blog/2010/02/23/2-10-12-month-cd-at-cascade-bank/feed/ 0 http://www.bankperks.net/blog/2010/02/21/state-farm-bank-2-95-apy-from-100000-deposit/ http://www.bankperks.net/blog/2010/02/21/state-farm-bank-2-95-apy-from-100000-deposit/#comments Sun, 21 Feb 2010 16:53:01 +0000 markber http://www.extradime.com/forums/cd-rates/89763-state-farm-bank-2-95-apy-100-000-deposit.html Why wait for your tax refund to be mailed to you? Save yourself the wait. Direct deposit with State Farm Bank.

It's fast, easy, safe and free. You can direct deposit your 2006 Federal income tax refund into your State Farm Bank Checking, Savings or Money Market Account, and enjoy your tax refund right away!


* Available by calling State Farm Bank toll-free at 1-877-734-2265 or by contacting a participating State Farm agent. Special Terms not available for Business, IRA, or ESA accounts.

Effective 05/06/2009.

http://www.statefarm.com/bank/sr_center/direct_dep.asp ]]> http://www.bankperks.net/blog/2010/02/21/state-farm-bank-2-95-apy-from-100000-deposit/feed/ 0 http://www.bankperks.net/blog/2010/02/21/4-25apy-for-a-12-month-cd-at-wachovia-bank/ http://www.bankperks.net/blog/2010/02/21/4-25apy-for-a-12-month-cd-at-wachovia-bank/#comments Sun, 21 Feb 2010 16:53:01 +0000 markber http://www.extradime.com/forums/cd-rates/89755-4-25-apy-12-month-cd-wachovia-bank.html A 12-month CD with a minimum deposit of $5,000 you get 4.25% APY. A 9-month CD with the same deposit earns you 4.15% APY. And a 7-month CD with the same deposit you earn 4.00APY. ]]> http://www.bankperks.net/blog/2010/02/21/4-25apy-for-a-12-month-cd-at-wachovia-bank/feed/ 0 http://www.bankperks.net/blog/2010/02/21/3-00-apy-for-a-52-month-cd-at-suntrust-bank/ http://www.bankperks.net/blog/2010/02/21/3-00-apy-for-a-52-month-cd-at-suntrust-bank/#comments Sun, 21 Feb 2010 16:53:01 +0000 markber http://www.extradime.com/forums/cd-rates/89756-3-00-apy-52-month-cd-suntrust-bank.html This is a fixed rate that allows you to ride out any interest rate fluctuations that may occur. A minimum balance of $2000 is required. 32-month CD and IRA CD drops to 2.00% APY. ]]> http://www.bankperks.net/blog/2010/02/21/3-00-apy-for-a-52-month-cd-at-suntrust-bank/feed/ 0 http://www.bankperks.net/blog/2010/02/21/everbank-online-banking/ http://www.bankperks.net/blog/2010/02/21/everbank-online-banking/#comments Sun, 21 Feb 2010 16:53:01 +0000 markber http://www.extradime.com/forums/cd-rates/89757-everbank-online-banking.html EverBank is an online bank. They are offering a 5-year CD at 3.36% APY. For a 24-month CD you get 2.02% APY. A 12-month CD is much lower at 1.55% APY ]]> http://www.bankperks.net/blog/2010/02/21/everbank-online-banking/feed/ 0 http://www.bankperks.net/blog/2010/02/21/offering-2-25-on-13-month-cd-2-20-on-18-month-cd/ http://www.bankperks.net/blog/2010/02/21/offering-2-25-on-13-month-cd-2-20-on-18-month-cd/#comments Sun, 21 Feb 2010 16:53:01 +0000 markber http://www.extradime.com/forums/cd-rates/89758-offering-2-25-13-month-cd-2-20-18-month-cd.html Greer State Bank has great deals on their CD's. Two of their offers are a 2.25% interest on a 13 month CD and an 18 month CD has a 2.20% interest. You only need to have a minimum deposit of 5000 and a checking account to acquire this deal. You can check their bank rates on their website. This offer is valid as of 2/16/2010. ]]> http://www.bankperks.net/blog/2010/02/21/offering-2-25-on-13-month-cd-2-20-on-18-month-cd/feed/ 0 http://www.bankperks.net/blog/2010/02/21/2-00-9-month-cd-at-secu-of-md/ http://www.bankperks.net/blog/2010/02/21/2-00-9-month-cd-at-secu-of-md/#comments Sun, 21 Feb 2010 16:53:01 +0000 markber http://www.extradime.com/forums/cd-rates/89759-2-00-9-month-cd-secu-md.html http://www.secumd.org/html/secu/lowe...calc.rates_cds ]]> http://www.bankperks.net/blog/2010/02/21/2-00-9-month-cd-at-secu-of-md/feed/ 0 http://www.bankperks.net/blog/2010/02/21/2-7-month-cd-at-united-bank/ http://www.bankperks.net/blog/2010/02/21/2-7-month-cd-at-united-bank/#comments Sun, 21 Feb 2010 16:53:01 +0000 markber http://www.extradime.com/forums/cd-rates/89760-2-7-month-cd-united-bank.html http://www.unitedbankdcmetro.com/ratesinfo.asp ]]> http://www.bankperks.net/blog/2010/02/21/2-7-month-cd-at-united-bank/feed/ 0 http://www.bankperks.net/blog/2010/02/21/2-25-18-month-cd-at-citibank/ http://www.bankperks.net/blog/2010/02/21/2-25-18-month-cd-at-citibank/#comments Sun, 21 Feb 2010 16:53:01 +0000 markber http://www.extradime.com/forums/cd-rates/89761-2-25-18-month-cd-citibank.html https://online.citibank.com/US/JRS/p....do?ID=CDRates ]]> http://www.bankperks.net/blog/2010/02/21/2-25-18-month-cd-at-citibank/feed/ 0