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Are you lucky? Try to open a 3% Citibank e-savings

By , May 27, 2005
GoCowboys posted info about new Citibank e-savings account here. Below are terms of the account from a post by fresh463 . Several people were able to open an account, the others failed. You have to call 1-800-745-1534 to open an account (Thanks Vivyip)



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Rates are current for the Citibank e-Savings Account as of 05/16/2005 and are subject to change. Rates may change after the account is opened and fees could reduce earnings.

To open a Citibank e-Savings Account you must have or open a checking account in the Citibank EZ Checking, Citibank Account, Citibank Everything Counts Account or CitiGold Account relationship package. Your Citibank e-Savings Account must also appear on the same statement as your checking account. Regular Checking accounts do not earn interest. Fees may apply to the checking account.

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3.75% Premier Savings from Presidential Bank

By , May 13, 2005
LINK


Info from the website:

EARN A VARIABLE 3.50% ANNUAL PERCENTAGE YIELD ON YOUR SAVINGS
  • A Presidential Premier Savings Account pays you 3.50% APY on balances up to $35,000. Balances in excess of $35,000 earn a competitive 2.25% APY.
GET THESE FEATURES WITH YOUR PREMIER SAVINGS ACCOUNT
  • FREE 24/7 real time PC banking with online balances, statements and transfers between accounts
  • FREE online archive of bank statements (you still get these in the mail too)
  • RECEIVE Deposit Confirmation via email
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UFB pays 3.3% & ATM reimbursements

By , April 10, 2005
UFB
link offers a good deal with many attractive features including 2 way
ACH and ATM fee reimbursements.

Resource Bank pays 3.30% APY on MMA

By , March 28, 2005
Resource Bank eMoney Market Account pays 3.30% APY for deposits over $9,999.99

2.53% checking & 5K Visa Points (~$10 GC) from ICB

By , March 17, 2005
LINK


Terms from the website:


*You must deposit a minimum of $100 to open this account. The balance Tiers, Interest Rates and Annual Percentage Yield may change at any time. Annual Percentage Yield (APY) noted is accurate as of 2/1/05. 2.53% APY earned on accounts with a minimum balance of $15,000 and greater. Accounts with a balance of $5,000 to $24,999.99 will earn 1.01% APY. Accounts with less than $5,000 do not accrue interest. $15 service fee will be imposed if the average daily balance for the month falls below $5,000. Other fees and service charges may apply; fees could reduce the earnings on the account.

**Bonus rewards points will be issued upon the opening of an Independence RewardsPlus CheckingTM Account, obtaining an Independence Visa Gold CheckCard and enrolling in VISA Extras.

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HSBC offers 2.75% savings account

By , March 12, 2005
LINK


Info from HSBC website:

OnlineSavings Account Features
One of America's highest savings account rates
Free HSBC ATM withdrawals and deposits
Easy access to your account online anytime
No monthly fees
No minimum term
Open an account with as little as $1



Extra Conveniences
Personal Internet Banking - nationally recognized as one of the nation's top 10 Internet Banking sites by Watchfire® GomezPro (Dec 2004)
View or download your OnlineSavings Account statements with eStatements
Automatic transfers
Feel secure with the HSBC $0 Liability, Online Guarantee
Frequently Asked Questions
If you have additional questions click here.

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3.5% 3-month promo rate from Everbank

By , March 2, 2005
Everbank has increased promotional three-month rate of its FreeNet checking account to 3.5%.


See more info below:


Offer Details: The special 3.50% APY (annual percentage yield) is current as of 3/1/2005 and may change at any time prior to account opening. The introductory APY will apply for 3 months after account opening. The current APY as of 3/1/2005 without this special offer will be the applicable ongoing rate based on the average collected daily balance on your account and may vary after account opening. During the introductory rate period, the special introductory rate will be applied to the first $100,000 in your account and any balance above $100,000 will receive the applicable ongoing rate, based on the average collected daily balance on your account. This is a tiered rate account. Your ongoing interest rate will be determined by the average collected daily balance of your account, as indicated above. Any rate or any tier may change at any time without notice. Fees may reduce earnings. The special APY offer is good for new customers of EverBank’s National Banking Group only, and only one account per household may obtain this special APY. This account is only available through EverBank’s National Banking Group and cannot be obtained through any other division of EverBank.

The full APY is paid monthly, and there is no monthly maintenance fee for the FreeNet Checking Account. The FreeNet Checking Account offers optional Web Bill Paying. The optional Web Bill Paying service is available for no fee when you maintain the minimum average daily balance for the month of at least $1,500; otherwise a $4.95 monthly fee is assessed for this service. Banking services are provided by EverBank’s National Banking Group. As such, your deposits with EverBank’s National Banking Group are combined with any you may hold at any other EverBank division for the purposes of calculating the $100,000 limit on FDIC coverage.

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