http://www.bankperks.net/blog Free money offers from US banks Tue, 07 Feb 2012 11:35:01 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://www.bankperks.net/blog/2011/12/05/0-apr-for-18-months-on-balance-transfers-and-purchases-200-bonus-citibank-diamond-preferred-card-exp-unknown/ http://www.bankperks.net/blog/2011/12/05/0-apr-for-18-months-on-balance-transfers-and-purchases-200-bonus-citibank-diamond-preferred-card-exp-unknown/#comments Mon, 05 Dec 2011 16:38:28 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192469-0-apr-18-months-balance-transfers-purchases-200-bonus-citibank-diamond-preferred-card-exp-unknown.html LINK * Note: No annual fee. Terms: Length of your introductory period will be 0% for 18 months from the date of account opening when balance transfers are completed within 4...]]>


LINK

Note: No annual fee.

Terms:

Length of your introductory period will be 0% for 18 months from the date of account opening when balance transfers are completed within 4 months from date of account opening and 0% for 18 months on purchases from date of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances and new purchases. (The standard variable APR for purchases is 11.99%, 16.99%, 21.99% based on your creditworthiness, standard variable APR for cash advances is 25.24%.) The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or a payment that is returned. Minimum interest change- $0.50. Fee for Foreign Purchases- 3.0% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee- Either $10 or 5.0% of the amount of each cash advance, whichever is greater. Balance transfer fee- Either $5 or 3.0% of amount of each balance transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Earn a $200 statement credit after you make $500 in online purchases in your first 3 months

Eligible purchases exclude balance transfers, cash advances, fees, items returned for credit and interest charges. Citi does not determine whether merchants appropriately identify the purchases as being made online, but Citi does reserve the right to determine which purchases qualify for this offer. In order to qualify for this offer, your account must be open and current at all times. If your account is closed for any reason, including if you convert to another product, you may no longer be eligible. ]]> http://www.bankperks.net/blog/2011/12/05/0-apr-for-18-months-on-balance-transfers-and-purchases-200-bonus-citibank-diamond-preferred-card-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/12/05/0-apr-on-purchases-for-12-months-100-bonus-3-cashback-at-supermarkets-2-cashback-at-gas-stations-and-department-stores-1-cashback-on-everything-else-american-express-blue-cash-everyday-card/ http://www.bankperks.net/blog/2011/12/05/0-apr-on-purchases-for-12-months-100-bonus-3-cashback-at-supermarkets-2-cashback-at-gas-stations-and-department-stores-1-cashback-on-everything-else-american-express-blue-cash-everyday-card/#comments Mon, 05 Dec 2011 16:38:28 +0000 markber http://www.bankperks.net/blog/?guid=0d9e9fd3ca9227914bcda51c8b952bb3 LINK* Terms: Annual Percentage Rate (APR) for Purchases: 0.0% introductory APR for the first 12 months. After that, your APR will be 17.24, 20.24 or 22.24% based on your...]]>

LINK

Terms:

Annual Percentage Rate (APR) for Purchases: 0.0% introductory APR for the first 12 months. After that, your APR will be 17.24, 20.24 or 22.24% based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.

Earn a $100 cash back bonus with $1,000 in eligible purchases in the first 3 months of Card membership on your Blue Cash Everyday Card..

Offer valid for first-time American Express Cardmembers only. To qualify for the $100 bonus, you must make purchases with your Blue Cash EverydaySM Card from American Express that total $1000 or more within your first 3 months of Cardmembership. The bonus will be awarded in the form of Reward Dollars, which will be added to your Reward Dollar balance 6-8 weeks after the spend threshold is met and can be redeemed at any time at a minimum of 25. Cash advances, balance transfers, interest charges, fees, and the purchase of American Express® Travelers Cheques and American Express Gift Cheques, or other cash equivalents, do not apply. Additional Cardmembers on your account are not eligible for this offer. To receive the $100 bonus, account must be active, in good standing, and not in default at the time the statement credit is posted to your account.

Cashback:

Earn 3% cash back at supermarkets.
Earn 2% cash back at gas stations and department stores.
Earn 1% cash back on all other eligible purchases

You will receive Reward Dollars for eligible purchases. You can redeem Reward Dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available Reward Dollar balance is 25 or more. The number of Reward Dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 3, 2, or 1% of the purchase amount as follows: 3% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 2% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. Additional terms and conditions apply ]]> http://www.bankperks.net/blog/2011/12/05/0-apr-on-purchases-for-12-months-100-bonus-3-cashback-at-supermarkets-2-cashback-at-gas-stations-and-department-stores-1-cashback-on-everything-else-american-express-blue-cash-everyday-card/feed/ 0 http://www.bankperks.net/blog/2011/12/05/0-apr-for-12-months-on-balance-transfers-and-for-7-months-on-purchases-100-sign-up-bonus-5-cashback-on-restaurants-books-movies-and-music-1-cashback-on-everything-else-citibank-forward-car/ http://www.bankperks.net/blog/2011/12/05/0-apr-for-12-months-on-balance-transfers-and-for-7-months-on-purchases-100-sign-up-bonus-5-cashback-on-restaurants-books-movies-and-music-1-cashback-on-everything-else-citibank-forward-car/#comments Mon, 05 Dec 2011 16:38:28 +0000 markber http://www.bankperks.net/blog/?guid=088235553d86458de5cf62298086cb8e LINK* Terms: Annual Percentage Rate (APR) for Purchases: 0% introductory APR for 7 months from date of account opening. After that, your APR will be 12.99%, 20.99%, or 22.99%,...]]>

LINK

Terms:

Annual Percentage Rate (APR) for Purchases: 0% introductory APR for 7 months from date of account opening. After that, your APR will be 12.99%, 20.99%, or 22.99%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.

Annual Percentage Rate for Balance Transfers: 0% introductory APR for 12 months from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be 12.99%, 20.99%, or 22.99%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.




You will receive 9,000 bonus ThankYou Points after $650 in purchases are made with your Citi Forward Card within 3 months of account opening. Earn 1,000 points for enrolling in Paperless Statements. Bonus points are awarded one time for new enrollments. If you are already enrolled in Paperless Statements, you will not receive bonus points. All points become available for redemption when they are transferred from your Card Account to your ThankYou Member Account. Once these points post to your account, you may redeem them for a $100 gift card or other great rewards by visiting thankyou.com or calling 1-800-THANKYOU (1-800-842-6596).




Earn 5 ThankYou Points for every $1 spent at restaurants and on books, movies and music. Earn 1 point for every $1 you spend on all other purchases.

Unless you are participating in a limited-time offer, you will earn five ThankYou Points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores ("qualifying merchants"). You will earn one ThankYou Point for every dollar you spend on all other purchases. Book stores are defined as stand-alone merchants that primarily sell, for consumer use, books (including textbooks), magazines, maps, and calendars. Record stores are defined as stand-alone merchants that primarily sell, for consumer use, records, compact discs (CDs), music and video laser discs, and blank audio and videotapes. Restaurants, including fast food restaurants, are defined as stand-alone merchants that primarily prepare food and drinks for immediate consumption by consumers, either on the merchant's premises or packaged for carryout. Motion picture theaters are defined as stand-alone merchants that operate movie theaters, and sell tickets as well as refreshments. Video entertainment rental stores are defined as stand-alone merchants that primarily rent videotapes, laser discs, DVDs, and video games for consumer use at home.


Lower your APR for purchase by up to 2% when you make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row (we will reduce it 0.25% every quarter, a maximum of 8 times)

Earn up to 1,200 bonus points for paying on time and staying under your credit limit ]]> http://www.bankperks.net/blog/2011/12/05/0-apr-for-12-months-on-balance-transfers-and-for-7-months-on-purchases-100-sign-up-bonus-5-cashback-on-restaurants-books-movies-and-music-1-cashback-on-everything-else-citibank-forward-car/feed/ 0 http://www.bankperks.net/blog/2011/12/05/0-apr-for-15-months-on-balance-transfers-and-purchases-75-bonus-chase-slate-card-exp-unknown/ http://www.bankperks.net/blog/2011/12/05/0-apr-for-15-months-on-balance-transfers-and-purchases-75-bonus-chase-slate-card-exp-unknown/#comments Mon, 05 Dec 2011 16:38:28 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192471-0-apr-15-months-balance-transfers-purchases-75-bonus-chase-slate-card-exp-unknown.html LINK* Terms: Balance Transfer APR: 0% Intro APR for the first 15 billing cycles that your Account is open for Elite and Premium Pricing. 0% Intro APR for the first 6 billing...]]>

LINK

Terms:

Balance Transfer APR:

0% Intro APR for the first 15 billing cycles that your Account is open for Elite and Premium Pricing. 0% Intro APR for the first 6 billing cycles that your Account is open for Standard Pricing.

After that, 11.99% for Elite Pricing, 16.99% for Premium Pricing, or 21.99% for Standard Pricing. Your APRs will be based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.

Balance Transfers:
Either $5 or 3% of the amount of each transfer, whichever is greater.





Purchase Annual Percentage Rate (APR):

0% Intro APR for the first 15 billing cycles that your Account is open for Elite and Premium Pricing.

After that, 11.99% for Elite Pricing or 16.99% for Premium Pricing. 21.99% from account opening for Standard Pricing. Your APRs will be based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.


$75 after you spend $300 in 3 months
You will receive a $75 statement credit with this bonus offer. To qualify and receive your bonus, you must make qualifying transactions totaling $300 or more during the first 3 months from account opening. Qualifying transactions include purchases, balance transfers, and any checks that are used to access your account, and exclude cash advances. After qualifying, please allow 6 to 8 weeks*for statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.*This one-time bonus offer is valid only for first-time cardmembers with new accounts. Previous and existing cardmembers/accounts are not eligible for this bonus offer. ]]> http://www.bankperks.net/blog/2011/12/05/0-apr-for-15-months-on-balance-transfers-and-purchases-75-bonus-chase-slate-card-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/12/05/no-balance-transfer-fee-4-99-apr-on-balance-transfer-for-24-months-200-bonus-up-to-5-cashback-penfed-cu-premium-travel-rewards-american-express-card-exp-123111/ http://www.bankperks.net/blog/2011/12/05/no-balance-transfer-fee-4-99-apr-on-balance-transfer-for-24-months-200-bonus-up-to-5-cashback-penfed-cu-premium-travel-rewards-american-express-card-exp-123111/#comments Mon, 05 Dec 2011 04:29:15 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192342-no-balance-transfer-fee-4-99-apr-balance-transfer-24-months-200-bonus-up-5-cashback-penfed-cu-premium-travel-rewards-american-express-card-exp-12-31-11-a.html LINK* Note: You can become eligible for CU membership via <a href="http://www.extradime.com/forums/a.php?url=https%3A%2F%2Fwww.penfed.org%2FhowToJoin%2Foverview.asp"...]]>


LINK


Note: You can become eligible for CU membership via National Military Family Association (NMFA). You will also earn 20,000 bonus points after making $650 in purchases in the first three months that can be exchanged for $200 in gift cards (see more info here).


Terms:

4.99% Promotional APR for 24 months on transfers made between July 1, 2011 and December 31, 2011, - and balance transfer fees will be waived! This is a special, limited time offer!

After that, the APR for the unpaid balance and any new balance transfers will be 13.99% APR and vary with the market based on the Prime Rate. ]]> http://www.bankperks.net/blog/2011/12/05/no-balance-transfer-fee-4-99-apr-on-balance-transfer-for-24-months-200-bonus-up-to-5-cashback-penfed-cu-premium-travel-rewards-american-express-card-exp-123111/feed/ 0 http://www.bankperks.net/blog/2011/12/04/0-apr-for-15-months-on-balance-transfers-and-purchases-3-balance-transfer-fee-up-to-5-cashback-discover-more-card-exp-61012/ http://www.bankperks.net/blog/2011/12/04/0-apr-for-15-months-on-balance-transfers-and-purchases-3-balance-transfer-fee-up-to-5-cashback-discover-more-card-exp-61012/#comments Sun, 04 Dec 2011 16:17:23 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192302-0-apr-15-months-balance-transfers-purchases-3-balance-transfer-fee-up-5-cashback-discover-more-card-exp-6-10-12-a.html LINK* Terms: Annual Percentage Rate (APR) For Purchases: 0% intro APR for 15 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based...]]>

LINK

Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 15 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 15 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee : Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater. ]]> http://www.bankperks.net/blog/2011/12/04/0-apr-for-15-months-on-balance-transfers-and-purchases-3-balance-transfer-fee-up-to-5-cashback-discover-more-card-exp-61012/feed/ 0 http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-6-months-105-bonus-discover-escape-card-exp-unknown/ http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-6-months-105-bonus-discover-escape-card-exp-unknown/#comments Sun, 04 Dec 2011 16:17:23 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192305-0-apr-balance-transfers-purchases-6-months-105-bonus-discover-escape-card-exp-unknown.html Link for 0% APR and $105 bonus* (see more info below) *<a...]]>

Link for 0% APR and $105 bonus (see more info below)

Link for 0% APR and $80 bonus


Note: The $105 bonus for Discover Escape card that consists of


1) $80 travel credit bonus (=$200 bonus - two $60 annual fees) you can get by exchanging 20,000 miles for $200 travel credit (see here).
Terms of a similar business credit card show that you can also exchange 22,000 miles for two $100 gift cards ( see here). I assume this is applicable for this personal credit card too. The net value of the bonus after subtracting two $60 annual fees from $200 (travel credit or gift card value) is $80.

2) $25 bonus if you apply for the card via Extradime.net.


Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 6 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 16.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 16.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.


Terms of the 25,000 Bonus Miles offer:

Earn 1,000 Bonus Miles each calendar month you make a purchase for 25 months from the date your account is opened, with a cap of 25,000 Bonus Miles. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases. Promotional Miles will be applied within 8 weeks.


Terms of the $25 ExtraDime.net offer:

Apply for the Discover Card, simply a smart way to travel. Unlimited Double Miles on all purchases, enhanced travel benefits, redeem miles for travel credits, cash or gift cards. PLUS, get a $25 quick cash rebate upon successful approval. ]]> http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-6-months-105-bonus-discover-escape-card-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-12-months-plus-150-bonus-discover-open-road-card-exp-unknown/ http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-12-months-plus-150-bonus-discover-open-road-card-exp-unknown/#comments Sun, 04 Dec 2011 16:17:23 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192303-0-apr-balance-transfers-purchases-12-months-plus-150-bonus-discover-open-road-card-exp-unknown.html LINK* Terms: Annual Percentage Rate (APR) For Purchases: 0% intro APR for 12 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%,...]]>

LINK

Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 12 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 12 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.



TERMS OF $150 RESTAURANT.COM GIFT CERTIFICATE OFFER: Get a $150 Restaurant.com Gift Certificate when you are approved for an account and make your first purchase within 6 months of approval. Certificate code will be mailed within 8 weeks of meeting purchase requirement. Certificate is redeemable online for over 18,000 restaurants nationwide. Valid for parties of 2 or more unless otherwise stated. Offer valid only at participating restaurants. Minimum purchase at restaurant required. Other restrictions may apply. Visit http://www.Restaurant.com for complete terms and conditions and participating restaurants. ]]> http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-12-months-plus-150-bonus-discover-open-road-card-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-6-months-5-cashback-and-150-bonus-discover-discover-more-exp-123111/ http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-6-months-5-cashback-and-150-bonus-discover-discover-more-exp-123111/#comments Sun, 04 Dec 2011 16:17:23 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192304-0-apr-balance-transfers-purchases-6-months-5-cashback-150-bonus-discover-discover-more-exp-12-31-11-a.html LINK* Terms: Annual Percentage Rate (APR) For Purchases: 0% intro APR for 6 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based...]]>

LINK

Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 6 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.


From October through December, cardmembers can sign up to earn 5% Cashback Bonus on up to $300 in purchases at department stores, clothing stores and restaurants.

Get $150 bonus when you spend $1,000 in the first 90 days. ]]> http://www.bankperks.net/blog/2011/12/04/0-apr-on-balance-transfers-and-purchases-for-6-months-5-cashback-and-150-bonus-discover-discover-more-exp-123111/feed/ 0 http://www.bankperks.net/blog/2011/12/03/0-apr-on-balance-transfers-and-purchases-for-6-months-125-bonus-discover-miles-card-exp-unknown/ http://www.bankperks.net/blog/2011/12/03/0-apr-on-balance-transfers-and-purchases-for-6-months-125-bonus-discover-miles-card-exp-unknown/#comments Sun, 04 Dec 2011 03:57:20 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192194-0-apr-balance-transfers-purchases-6-months-125-bonus-discover-miles-card-exp-unknown.html Link for 0% APR and $100 bonus* *<a href="http://www.extradime.com/forums/a.php?url=http%3A%2F%2Fwww.extradime.net%2Fmerchants%2Fshow_merchant.asp%3Fmerchant_id%3D2803" target="_blank"...]]>

Link for 0% APR and $100 bonus

Link for 0% APR and $125 bonus (see more info below)

Note: $125 bonus for Discover Miles card consists of

1) $100 travel credit you can get by exchanging 10,000 miles for $100 travel credit (see here). Alternatively, you can get $50 statement credit. Terms of a similar business credit card show that you can also exchange 12,000 miles for a $100 gift card ( see here). I assume this is applicable for this personal credit card too.

2) $25 bonus if you apply for the card via Extradime.net.


Promo APR Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 6 months from date of account opening.
After the intro APR expires, your APR will be 10.99% to 16.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 16.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.


Bonus terms:

12,000 bonus miles terms:

Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases. Promotional Miles will be applied within 8 weeks.



$25 Extradime.net terms:

Apply for the Discover Miles Card, earn double miles and get travel with no restrictions. PLUS, get a $25 quick cash rebate upon successful approval.


PROMOTIONAL LINK


. ]]> http://www.bankperks.net/blog/2011/12/03/0-apr-on-balance-transfers-and-purchases-for-6-months-125-bonus-discover-miles-card-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/12/03/0-apr-for-15-months-on-balance-transfers-and-purchases-discover-motiva-card-exp-unknown/ http://www.bankperks.net/blog/2011/12/03/0-apr-for-15-months-on-balance-transfers-and-purchases-discover-motiva-card-exp-unknown/#comments Sun, 04 Dec 2011 03:57:20 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/192195-0-apr-15-months-balance-transfers-purchases-discover-motiva-card-exp-unknown.html LINK* Terms: Annual Percentage Rate (APR) For Purchases: 0% intro APR for 15 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%,...]]>

LINK

Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 15 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.


APR for Balance Transfers: 0% intro APR for 15 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Transaction Fees for Balance Transfer: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater. ]]> http://www.bankperks.net/blog/2011/12/03/0-apr-for-15-months-on-balance-transfers-and-purchases-discover-motiva-card-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/30/no-balance-transfer-fee-0-apr-for-12-months-on-balance-transfers-and-purchases-chase-slate-visa-card-exp-12111/ http://www.bankperks.net/blog/2011/11/30/no-balance-transfer-fee-0-apr-for-12-months-on-balance-transfers-and-purchases-chase-slate-visa-card-exp-12111/#comments Wed, 30 Nov 2011 22:45:23 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/191621-no-balance-transfer-fee-0-apr-12-months-balance-transfers-purchases-chase-slate-visa-card-exp-12-1-11-a.html LINK * Terms: 0%Intro APR and Balance Transfer Fee / No Annual Fee Balance transfers:]]>


LINK

Terms:

0%Intro APR and Balance Transfer Fee / No Annual Fee

Balance transfers:

0% Intro APR for the first 12 billing cycles that your Account is open for Elite and Premium Pricing. 0% Intro APR for the first 6 billing cycles that your Account is open for Standard Pricing.

Balance transfer fees: None on transfers made within 30 days of account opening. All other transfers: Either $5 or 3% of the amount of each transfer, whichever is greater.


Purchases :

0% Intro APR for the first 12 billing cycles that your Account is open for Elite and Premium Pricing.


Chase in its sole discretion decides whether to approve your application and what credit level (Excellent, Good or Average credit) and pricing you will receive based upon an evaluation of information furnished by you or others (including credit reporting agencies). In other disclosures for this offer, the terms Elite, Premium and Standard have the same meaning as Excellent, Good and Average, respectively ]]> http://www.bankperks.net/blog/2011/11/30/no-balance-transfer-fee-0-apr-for-12-months-on-balance-transfers-and-purchases-chase-slate-visa-card-exp-12111/feed/ 0 http://www.bankperks.net/blog/2011/11/22/0-apr-for-15-months-on-balance-transfers-and-purchases-100-bonus-5-cashback-citibank-dividend-platinum-select-mastercard-exp-unknown/ http://www.bankperks.net/blog/2011/11/22/0-apr-for-15-months-on-balance-transfers-and-purchases-100-bonus-5-cashback-citibank-dividend-platinum-select-mastercard-exp-unknown/#comments Tue, 22 Nov 2011 13:47:46 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/190208-0-apr-15-months-balance-transfers-purchases-100-bonus-5-cashback-citibank-dividend-platinum-select-mastercard-exp-unknown.html LINK* Terms: Get 0% introductory APR on balance transfers and purchases for 15 months. After that, the APR will be 12.99%–22.99% variable based on your creditworthiness. ...]]>

LINK

Terms:

Get 0% introductory APR on balance transfers and purchases for 15 months. After that, the APR will be
12.99%–22.99% variable based on your creditworthiness.

$100 cash back after $500 in purchases within the first 3 months of account opening.

5% cash back on department, clothing, electronics and toy store purchases from 10/1/2011 to 12/31/2011 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.

1% cash back on all other purchases.

5% additional cash back on average at over 400 stores through the Citi Bonus Cash Center.

No annual fee.

Length of your introductory period will be 0% for 15 months from date of account opening when balance transfers are completed within 4 months from date of account opening and 0% for 15 months on purchases from date of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances and new purchases. The standard variable APR for purchases is either 12.99%, 16.99% or 22.99% based on your creditworthiness, standard variable APR for cash advances —25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge — $0.50. Fee for Foreign Purchases — 3% of the U.S. dollar amount of each purchase made o utside the U.S. Cash advance fee — Either $10 or 5% of the amount of each advance, whichever is greater.

Balance transfer fee — Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

The $100 cash back offer and cash back earned on purchases through the Citi Bonus Cash Center are not subject to your annual maximum accumulation.

You may earn up to $300 per calendar year. See Dividend Card Reward Terms and Conditions for more information. ]]> http://www.bankperks.net/blog/2011/11/22/0-apr-for-15-months-on-balance-transfers-and-purchases-100-bonus-5-cashback-citibank-dividend-platinum-select-mastercard-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/20/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-university-of-massachusetts-cash-rewards-visa-exp-unknown/ http://www.bankperks.net/blog/2011/11/20/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-university-of-massachusetts-cash-rewards-visa-exp-unknown/#comments Sun, 20 Nov 2011 10:35:10 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/189844-no-balance-transfer-fee-0-apr-balance-transfers-purchases-6-months-us-bank-university-massachusetts-cash-rewards-visa-exp-unknown.html LINK* Terms: No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever...]]>

LINK

Terms:

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 11.99% to 23.99% based on your creditworthiness. ]]> http://www.bankperks.net/blog/2011/11/20/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-university-of-massachusetts-cash-rewards-visa-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/17/no-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-whale-and-dolphin-conservation-society-exp-unknown/ http://www.bankperks.net/blog/2011/11/17/no-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-whale-and-dolphin-conservation-society-exp-unknown/#comments Thu, 17 Nov 2011 19:47:27 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/189389-no-fee-0-apr-balance-transfers-purchases-6-months-us-bank-whale-dolphin-conservation-society-exp-unknown.html LINK Terms: No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever...]]>

LINK

Terms:

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 11.99% to 23.99% based on your creditworthiness. ]]> http://www.bankperks.net/blog/2011/11/17/no-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-whale-and-dolphin-conservation-society-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/17/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-miner-alumni-association-cash-rewards-visa-platinum-card-exp-unknown/ http://www.bankperks.net/blog/2011/11/17/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-miner-alumni-association-cash-rewards-visa-platinum-card-exp-unknown/#comments Thu, 17 Nov 2011 19:47:27 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/189388-no-balance-transfer-fee-0-apr-balance-transfers-purchases-6-months-us-bank-miner-alumni-association-cash-rewards-visa-platinum-card-exp-unknown.html LINK Terms: No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever...]]>

LINK

Terms:

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 11.99% to 23.99% based on your creditworthiness. ]]> http://www.bankperks.net/blog/2011/11/17/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-miner-alumni-association-cash-rewards-visa-platinum-card-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/17/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-natural-resources-foundation-of-wisconsin-cash-rewards-visa-platinum-exp-unknown/ http://www.bankperks.net/blog/2011/11/17/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-natural-resources-foundation-of-wisconsin-cash-rewards-visa-platinum-exp-unknown/#comments Thu, 17 Nov 2011 07:27:27 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/189281-zero-fee-0-apr-balance-transfers-purchases-6-months-us-bank-natural-resources-foundation-wisconsin-cash-rewards-visa-platinum-exp-unknown.html LINK* Terms: No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer,...]]>

LINK

Terms:

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 11.99% to 23.99% based on your creditworthiness. ]]> http://www.bankperks.net/blog/2011/11/17/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-natural-resources-foundation-of-wisconsin-cash-rewards-visa-platinum-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/16/0-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-jacksonville-st-university-alumni-assoc-cash-rewards-exp-unknown/ http://www.bankperks.net/blog/2011/11/16/0-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-jacksonville-st-university-alumni-assoc-cash-rewards-exp-unknown/#comments Wed, 16 Nov 2011 18:27:28 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/189181-0-fee-0-apr-balance-transfers-purchases-6-months-us-bank-jacksonville-st-university-alumni-assoc-cash-rewards-exp-unknown.html LINK Terms: No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer,...]]>

LINK

Terms:

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 12.99% to 23.99% based on your creditworthiness. ]]> http://www.bankperks.net/blog/2011/11/16/0-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-jacksonville-st-university-alumni-assoc-cash-rewards-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/16/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-michigan-association-of-realtors-cash-rewards-visa-exp-unknown/ http://www.bankperks.net/blog/2011/11/16/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-michigan-association-of-realtors-cash-rewards-visa-exp-unknown/#comments Wed, 16 Nov 2011 18:27:28 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/189182-zero-fee-0-apr-balance-transfers-purchases-6-months-us-bank-michigan-association-realtors-cash-rewards-visa-exp-unknown.html LINK Terms: No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever...]]>

LINK

Terms:

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 12.99% to 23.99% based on your creditworthiness. ]]> http://www.bankperks.net/blog/2011/11/16/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-michigan-association-of-realtors-cash-rewards-visa-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/14/0-fee-4-99-apr-for-24-months-on-balance-transfers-5-cashback-on-gas-penfed-cu-penfed-platinum-cash-rewards-card-exp-123111/ http://www.bankperks.net/blog/2011/11/14/0-fee-4-99-apr-for-24-months-on-balance-transfers-5-cashback-on-gas-penfed-cu-penfed-platinum-cash-rewards-card-exp-123111/#comments Mon, 14 Nov 2011 17:41:17 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/188816-0-fee-4-99-apr-24-months-balance-transfers-5-cashback-gas-penfed-cu-penfed-platinum-cash-rewards-card-exp-12-31-11-a.html LINK* Note: You can become eligible for CU membership via <a href="http://www.extradime.com/forums/a.php?url=https%3A%2F%2Fwww.penfed.org%2FhowToJoin%2Foverview.asp"...]]>


LINK

Note: You can become eligible for CU membership via National Military Family Association (NMFA)


Terms:

During July 1, 2011 through December 31, 2011, all balance transfers carry a 4.99% Promotional APR for 24 months. Balance transfer fees will be waived for this limited time offer. ]]> http://www.bankperks.net/blog/2011/11/14/0-fee-4-99-apr-for-24-months-on-balance-transfers-5-cashback-on-gas-penfed-cu-penfed-platinum-cash-rewards-card-exp-123111/feed/ 0 http://www.bankperks.net/blog/2011/11/14/0-bt-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-academy-of-model-aeronautics-cash-rewards-exp-unknown/ http://www.bankperks.net/blog/2011/11/14/0-bt-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-academy-of-model-aeronautics-cash-rewards-exp-unknown/#comments Mon, 14 Nov 2011 17:41:17 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/188819-0-bt-fee-0-apr-balance-transfers-purchases-6-months-us-bank-academy-model-aeronautics-cash-rewards-exp-unknown.html LINK Terms: No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer,...]]>

LINK

Terms:

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 12.99% to 23.99% based on your creditworthiness. ]]> http://www.bankperks.net/blog/2011/11/14/0-bt-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-academy-of-model-aeronautics-cash-rewards-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/14/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-american-military-society-visa-platinum-card-exp-unknown/ http://www.bankperks.net/blog/2011/11/14/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-american-military-society-visa-platinum-card-exp-unknown/#comments Mon, 14 Nov 2011 17:41:17 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/188818-zero-fee-0-apr-balance-transfers-purchases-6-months-us-bank-american-military-society-visa-platinum-card-exp-unknown.html LINK Terms: No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer,...]]>

LINK

Terms:

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 11.99% to 23.99% based on your creditworthiness. ]]> http://www.bankperks.net/blog/2011/11/14/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-american-military-society-visa-platinum-card-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/14/no-fee-4-99-apr-for-24-months-on-balance-transfers-penfed-cu-promise-card-exp-123111/ http://www.bankperks.net/blog/2011/11/14/no-fee-4-99-apr-for-24-months-on-balance-transfers-penfed-cu-promise-card-exp-123111/#comments Mon, 14 Nov 2011 17:41:17 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/188817-no-fee-4-99-apr-24-months-balance-transfers-penfed-cu-promise-card-exp-12-31-11-a.html LINK* Note: You can become eligible for PenFed CU membership via <a href="http://www.extradime.com/forums/a.php?url=https%3A%2F%2Fwww.penfed.org%2FhowToJoin%2Foverview.asp"...]]>

LINK

Note: You can become eligible for PenFed CU membership via National Military Family Association or Voices for America's Troops

Terms:

For a limited time, take advantage of our fee-free promotional balance transfer offer of 4.99% Promotional APR for 24 months* on transfers made July 1, 2011 to Dec. 31, 2011. After that, the APR for the unpaid balance or any new transfers will return to the introductory 7.49% APR for 36 months from the date of account opening and 9.99% APR after that and will vary with the market based on the Prime Rate. No balance transfer fee! Apply now and save - hurry, this offer ends soon! ]]> http://www.bankperks.net/blog/2011/11/14/no-fee-4-99-apr-for-24-months-on-balance-transfers-penfed-cu-promise-card-exp-123111/feed/ 0 http://www.bankperks.net/blog/2011/11/14/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-national-adoption-foundation-cash-rewards-visa-exp-unknown/ http://www.bankperks.net/blog/2011/11/14/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-national-adoption-foundation-cash-rewards-visa-exp-unknown/#comments Mon, 14 Nov 2011 05:21:19 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/188716-zero-fee-0-apr-balance-transfers-purchases-6-months-us-bank-national-adoption-foundation-cash-rewards-visa-exp-unknown.html LINK Terms: APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 12.99%...]]>

LINK

Terms:

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 12.99% to 23.99% based on your creditworthiness.

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater. ]]> http://www.bankperks.net/blog/2011/11/14/zero-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-national-adoption-foundation-cash-rewards-visa-exp-unknown/feed/ 0 http://www.bankperks.net/blog/2011/11/14/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-colorado-state-university-visa-platinum-card-exp-unknown/ http://www.bankperks.net/blog/2011/11/14/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-colorado-state-university-visa-platinum-card-exp-unknown/#comments Mon, 14 Nov 2011 05:21:19 +0000 markber http://www.extradime.com/forums/0-low-rate-offers-personal-credit-cards/188715-no-balance-transfer-fee-0-apr-balance-transfers-purchases-6-months-us-bank-colorado-state-university-visa-platinum-card-exp-unknown.html LINK Terms: APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that...]]>

LINK

Terms:

APR for Balance Transfers: 0% introductory APR for the first 6 billing cycles for balances transferred with this application. After that 11.99% to 23.99% based on your creditworthiness.

No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greate ]]> http://www.bankperks.net/blog/2011/11/14/no-balance-transfer-fee-0-apr-on-balance-transfers-and-purchases-for-6-months-us-bank-colorado-state-university-visa-platinum-card-exp-unknown/feed/ 0