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Bill pay, check-writing privileges, and debit cards are provided free of charge. Fees for checks in quantities over 100, stop payment, and returned checks apply. A funded TD Ameritrade account, a personal computer, Internet access, and an appropriate Web browser are required to use the online bill pay services. TD Ameritrade will not charge you a fee for withdrawing funds from any ATM nationwide. Should the ATM operator charge you a fee, TD Ameritrade will refund the amount of the fee assessed. TD Ameritrade prohibits the fraudulent or excessive use of ATMs and reserves the right to modify or discontinue the ATM fee rebate at any time. Additional terms and conditions apply. See TD Ameritrade website at www.tdameritrade.com for more details.

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The following info about promo code CYKU for $400/$200 bonus for opening a Citibank checking account was shared by FW member sidiously on FW:

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Offer not available to existing Chase Checking customers, those with fiduciary accounts, and those whose accounts have been closed within 90 days or with a negative balance. To receive the bonus: 1) open a new Chase Total CheckingSM account, which is subject to approval; 2) deposit $100 or more within 60 days of account opening; AND 3) have your direct deposit made to this account within 60 days of account opening. Your opening deposit cannot be money held by Chase or its affiliates, nor can the bonus be used as the opening deposit. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After we receive your first direct deposit, we’ll deposit the bonus in your new account within 10 business days. You can only receive one checking account-related bonus per calendar year. If your checking account is closed within six months, we will deduct the bonus amount at closing.

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One cash bonus per personal checking account for activating direct deposit within 90 days of account opening. Bonus will be credited to the account within 90 days of activating direct deposit and is reportable for tax purposes. Bonus offer is not available on all checking accounts, may vary by product and region, is limited to one per customer, and is not available to employees of M&T Bank or any of its affiliates.

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The payroll/direct deposit promotion begins on 01/01/2012 and ends on 01/31/2012. The promotion is available to new Capital One Bank checking customers only and is limited to consumers who have not opened a personal checking account and received a cash incentive in the previous 12 months. Direct deposit is subject to your employer or other payor offering the direct deposit option. A payroll/direct deposit transaction of at least $250 must post to your account within 90 days of account opening. You will receive a $100 credit to your checking account approximately 8-10 weeks after the first payroll/direct deposit transaction is posted to your account. Accounts must be in good standing (not in default, closed, suspended or otherwise not in good standing) to receive the cash incentive. Tax refunds are not considered an eligible direct deposit to receive this incentive. This offer is valid on personal checking accounts only. You are eligible for this promotion only if you received this offer from Capital One. This offer cannot be combined with any other Capital One Bank new account opening offer and is strictly non-transferable. Limit one payroll/direct deposit incentive offer per account.

$500 minimum opening deposit required. Advertised rates are available for a limited time only. Effective as of 1/19/2012, a promotional annual percentage yield (APY) of 0.75% applies to account balances of $100,000 or less, and a promotional APY of 0.75% - 0.50% applies to balances of more than $100,000, depending on the account balance. An interest rate of 0.50% will be paid for the portion of your daily balance that is greater than $100,000. Both promotional APYs will expire 365 days after account opening. Upon expiration of the promotional APYs, the standard APY in effect as of that date will apply to the entire account balance. All subsequent Interest Online Checking accounts opened after the first account will also be at the standard APY for your entire balance. This standard APY is subject to change at any time without notice. First order of checks will be free. Capital One Bank online checking products cannot be serviced in Capital One Bank branches. Terms and conditions subject to change.

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To earn a cash bonus, (1) open a Sovereign Premier, Preferred or Classic banking package which comprises a checking and companion savings account, with a minimum deposit of $25 for checking and a minimum deposit of $10 for savings before 1/31/12; (2) enroll in Online Banking; (3) request a Debit MasterCard® at account opening, and (4) make five purchases with your Debit Card or 1 direct deposit by 3/31/12. When you qualify, we will credit a cash bonus to your new checking account by 4/15/12: $125 for Premier Banking; $75 for Preferred Banking; and $50 for Classic Banking. One credit per customer. The Annual Percentage Yield (APY) on Sovereign Premier Checking is 0.01% on balances less than $15,000, and 0.10% on balances of $15,000 or more; the APY for Statement Savings is 0.10%. These APYs are effective as of 8/1/11 and are subject to change at any time and after the account is opened. Fees may reduce earnings. The amount of the credit will be reported to the IRS as interest on your form 1099-INT for the year in which the bonus was paid. Current personal checking customers or anyone who has had a personal checking account with Sovereign Bank or any of its divisions in the last year are not eligible for this offer. Cannot be combined with other personal checking offers.

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No monthly fee with $20,000 or more in combined balances in checking, savings, money market savings, CDs, IRAs, investments, or loans (otherwise, $30). Mortgages, student loans, credit card balances, unsecured personal loans and lines of credit issued by FIA Card Services, N.A., and the unused portion of any Sovereign credit line are not counted as part of the combined balance. Indirect auto loans obtained through automobile dealers also are not counted.

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