This bank pays 3.25% APY guaranteed till 11/31/05 for deposits over $5000.
There is no other condition and it allows withdrawls and deposits by ACH.
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CIRCLE MONEY MARKET
$0 - $9,999.99 1.00% 1.00%
$10,000 - $24,999.99 2.20% 2.18%
$25,000 - $49,999.99 2.50% 2.47%
$50,000 + 3.00% 2.96% **
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CIRCLE MONEY MARKET
$0 - $9,999.99 1.00% 1.00%
$10,000 - $24,999.99 2.20% 2.18%
$25,000 - $49,999.99 2.50% 2.47%
$50,000 + 3.00% 2.96% **
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B) Savings & Money Market rates
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account, annual percentage yield, bank rates, banks, Bill Payment, bonuses, credit cards, fee, fee waiver, LINK CIRCLE, money market account rates, perks, savings account rates, Savings and Money Market Rates
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Terms:
The Kids Only Savings Account offers a 10.00% APY* on all balances up to and including $500. Minimum deposit of only $1.00 makes getting started and adding easy. Balances over $500 will be paid at the Gold Savings rates.
Receive an Affinity Bank Piggy Bank with each new account opened.
Kids Only account opened for children up to 16 years of age. Custodians must have or open an account with Affinity Bank. Certain Restrictions and transaction limits apply.
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Account description from bank website:
"FIRST RATE DEPOSIT (FReD) ACCOUNT
Statement Savings Account.
Interest rate of 3.00%.
Annual Percentage Yield of 3.04%.
Minimum $10,000 balance required to open account and obtain the advertised APY.
If account balance drops below $10,000 during any period of the month you will forfeit any accrued but unpaid interest.
Interest posted monthly to the account.
Fees may reduce earning on account. "
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