Winter Hill Bank is offering savers in Boston 2.25% APY on CDs for
the 60 month term. The rate can
be availed on a deposit of $1,000
(minimum). To qualify to purchase the
certificate of deposit, savers
should be residents of
Massachusetts. Also, they should
be within the footprint of the
bank. The areas that are included in
this are North Reading,
Somerville and communities
surrounding the latter. Savers
will have to buy the certificates
of deposit in person from one of the five branches of the bank
located in these areas. (https://www.winterhillbank.com/Default.asp)

Rosedale Federal Savings and
Loan is offering 2.25% APY on 60
month CDs. The rate can be
availed on a deposit of at least $
500. To qualify to buy the certificate
of deposit, savers should be
residents of Maryland. They are
required to purchase the CD in person from one of the four
branches the bank has in
Baltimore, or from those in White
Marsh, Forest Hill, Bel Air and
Abingdon. (https://www.rosedalefederal.com/home/home)

Kentucky Neighborhood Bank is offering 1.25% APY on CDs for 17
months. To get the rate, you will
have to make a deposit of $
1,000 at least. The bank is paying other
rewarding rates – 1.50% APY on
CDs for 25 months and 2.00%
APY for 36 months. (https://www.bankknb.com/Default.asp?)

Tennessee Commerce Bank is paying 1.95% APY on CDs for 60
months. Another bank offering the same
rate is Intervest National Bank.
The minimum balance
requirement for the rates at
both banks is $2,500. Savers can get a higher rate at
Melrose Credit Union. The financial institution is paying
2.68% APY on 60 month
certificates of deposit. The rate,
which can be availed by savers
across the nation, will require a
deposit of at least $5,000. (https://www.tncommercebank.com/)

CME Federal Credit Union, is paying a competitive rate on
combining two accounts it offers. One is a checking account and
the other is an account that
performs similar to a certificate
of deposit for 12 months. With
its Great2Save Account, savers
can earn 2.00% APY. On Capital Checking Account, they can get
1.01% APY. To get these rates, savers will
have to meet a few
requirements the credit union has. Check to get the lattest via cmefcu.org/

At Ascenia Bank, 6 month CDs are paying 0.75% APY. Seven other banks are offering
the same rate on CDs for the 6
month term. They are Doral Bank
Direct, Sanibel Captiva
Community Bank, Discover Bank,
Acacia Federal Savings Bank, First Internet Bank of Indiana,
Colorado Federal Savings Bank
and OneWest Bank. The minimum deposit
requirements for the banks
differ. At Ascencia and Acacia
Federal Savings Bank a deposit
of at least $500 is required,
while at Discover Bank and Colorado Federal Savings Bank, $
5,000 and $2,500 respectively
will have to be deposited. The
remaining of the eight banks
mandate that savers deposit $
1,000 (minimum). ascenciabank.com/

Amboy Direct Rates as of Jan. 4th
1 year
1.00%
1.00%
$10,000
eSavings CD - Earn 1.10% APY for 12 months if you maintain $
10,000 balance, $100 to open