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Note: You can exchange of 25,000 of 40,000 HHonors Bonus Points for $50 in gift cards (see more info here) or 5 free nights in category 1 hotels (see more info here). In order to get the second $50 gift card, you need extra 10,000 points. You can get them by spending $3,334 at supermarkets, drugstores and gas stations (3 points per $1 spent) or by spending $5,000 elsewhere (2 points per $1 spent).

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Note: You may consider doing this offer ASAP while United has gift cards as a redemption option ( www.united.com/giftcards ).

You get 30,000 bonus miles after your spending $1000 within 3 months + 5,000 bonus miles after adding an authorized user + 10,000 bonus miles and 25,000 regular miles after spending $25,000 within one year. Your total bonus will be 70,000 miles (both bonus ones and regular ones). You can redeem Miles for Amazon.com gift cards at rate 14,000 per $100 Amazon.com card (www.united.com/giftcards).

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Terms: You may want to do this deal before the merger of ING Direct into Capital One is complete (= ASAP). There is no guarantee that Capital One will keep giving away bonuses. You can use your SSN to open an account as a sole proprietor.

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