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Terms:

The $100 trade-in promotion is valid through 11/30/2012 for a new checking account opening. One bonus per person. $100 is considered interest and will be reported on IRS Form 1099-INT. Offer may be withdrawn without prior notice.Fees associated with insufficient funds will apply as necessary. The owner of the ATM may impose a fee. Bethpage Bonus Checking Annual Percentage Yield (APY) is 1.00% effective 10/10/2012 and is subject to change without notice. Interest will be posted monthly for each month that member is signed up for online banking, direct deposit and makes 15 point-of-sale debit card transactions.

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