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$150 bonus – Bank of America : checking account; Exp. – 6/30/12

By , July 1, 2012



New personal checking account must be opened by June 30, 2012. Offer is available only to those customers who receive a direct offer from Bank of America. To be eligible for this limited-time offer, you must be an existing Bank of America credit card customer whose account is open and in good standing and must not currently have a personal checking account with Bank of America. You are not eligible for this offer if you were a signer on or owner of a Bank of America personal checking account within the last 12 months. Bank of America may change or terminate this offer before this expiration date without notice. Please ask an associate for details.

To receive the $150 reward you must: (1) open a new Bank of America personal checking account online or in a banking center with a minimum $500 opening deposit and (2) each calendar month, for the first three months from the new account opening date, make a payment on your credit card account from your new personal checking account electronically, for example via Online Banking Bill Pay, ACH transfer (one-time or recurring) or Pay by Phone. Payments received late will not qualify.

Depending on your particular circumstances, the value of this reward you receive may constitute taxable income. In addition, Bank of America may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of such reward. Please consult your tax advisor, as neither Bank of America, FIA Card Services, N.A. nor its associates provide tax advice.

We will make every attempt to deposit the $150 directly into your Bank of America personal checking account within 90 days of your meeting all of the qualifications; if unable to do so, a check will be issued. New personal checking accounts must be open and in good standing in order to receive the cash incentive. Offer cannot be combined with any other offer and is limited to one cash incentive per new personal checking customer and account. Offer does not apply to business or second or multiple personal checking accounts. All account applications are subject to our normal approval process. The minimum deposit required to open a new personal checking account and receive this offer are subject to the normal opening deposit requirements of the specific account being opened. For example, the minimum opening deposit for Tiered Interest Checking is $100. For Tiered Interest Checking accounts, the Annual Percentage Yield (APY) is as follows: less than $10,000, 0.05%; $10,000–$99,999, 0.08%; $100,000 and over, 0.10%. APYs are accurate as of 4/10/2012. The rates may change after the account is opened. Fees may reduce earnings. Please consult a banking center, visit or see the Personal Schedule of Fees for other account fees, rates and information. Reproduction, purchase, sale, transfer or trade of this offer is prohibited.

Any information presented about tax considerations affecting client financial transactions or arrangements is not intended as tax advice and should not be relied upon for the purpose of avoiding any tax penalties. Neither Bank of America, FIA Card Services, N.A. nor its associates provide tax, accounting or legal advice. Clients should review any planned financial transactions or arrangements that may have tax, accounting or legal implications with their personal professional advisors.

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