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$100 bonus – Capital One Bank : Interest Online Checking; Exp. – 01/31/12

By , January 30, 2012
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The payroll/direct deposit promotion begins on 01/01/2012 and ends on 01/31/2012. The promotion is available to new Capital One Bank checking customers only and is limited to consumers who have not opened a personal checking account and received a cash incentive in the previous 12 months. Direct deposit is subject to your employer or other payor offering the direct deposit option. A payroll/direct deposit transaction of at least $250 must post to your account within 90 days of account opening. You will receive a $100 credit to your checking account approximately 8-10 weeks after the first payroll/direct deposit transaction is posted to your account. Accounts must be in good standing (not in default, closed, suspended or otherwise not in good standing) to receive the cash incentive. Tax refunds are not considered an eligible direct deposit to receive this incentive. This offer is valid on personal checking accounts only. You are eligible for this promotion only if you received this offer from Capital One. This offer cannot be combined with any other Capital One Bank new account opening offer and is strictly non-transferable. Limit one payroll/direct deposit incentive offer per account.

$500 minimum opening deposit required. Advertised rates are available for a limited time only. Effective as of 1/19/2012, a promotional annual percentage yield (APY) of 0.75% applies to account balances of $100,000 or less, and a promotional APY of 0.75% - 0.50% applies to balances of more than $100,000, depending on the account balance. An interest rate of 0.50% will be paid for the portion of your daily balance that is greater than $100,000. Both promotional APYs will expire 365 days after account opening. Upon expiration of the promotional APYs, the standard APY in effect as of that date will apply to the entire account balance. All subsequent Interest Online Checking accounts opened after the first account will also be at the standard APY for your entire balance. This standard APY is subject to change at any time without notice. First order of checks will be free. Capital One Bank online checking products cannot be serviced in Capital One Bank branches. Terms and conditions subject to change.



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