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5% cashback – PerkStreet : use debit card for in store and online purchases at Family Dollar, Photo and Camera Stores, GameStop, PetSmart, Toys for Tots; Exp. – 12/31/11

By , December 3, 2011


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Terms from the bank website:


December 5% PowerPerks.

Every month, we give our customers special opportunities to earn 5% back. We call them PowerPerks. For the month of December, we're helping you with your holiday shopping list with great savings on holiday retailers, home good stores, and more. From December 1 through December 31, you'll earn 5% cash back on all in store and online non-PIN purchases at Family Dollar®, Photo and Camera Stores, GameStop™, PetSmart™, and Toys for Tots. Master the holiday parties and shopping list with, while giving to yourself and others. See home page for details.

Over $600 in cash back every year.

For the average American family, it adds up to a lot of cash back. According to data from the U.S. Bureau of Labor Statistics, the average household spends $601 per week on things that could be put on a debit card, like utility bills, gas, and groceries. At 2% cash back, that would provide at least $625 towards helping you hit your financial goals. You can check whether your bills are among the many that can be paid with a PerkStreetSM Debit Card by visiting http://www.mastercard.us/cardholder-.../bill-pay.html.

Why can PerkStreet afford to give you so much cash back?

Because we don't waste your money.

Every year, banks spend $80 billion on branches (that's a serious case of stuffitis). That equals nearly $1,000 for every family in the United States. If you're like us, you probably only walk into a branch to use the ATM or to talk to someone when you have a question. At PerkStreet, we think there are better ways to spend that money — like having even more ATMs and even better service.

In addition to more than $600 in cash back, we can provide the average family the most free ATMs in the country — 42,000 of them. That's more than Bank of America and Chase combined. Plus, you don't have to make a special trip to the branch to find a PerkStreet ATM, since they're located in places like CVS®, Target®, Costco®, and Walgreens®. We've also invested in incredibly fast, 24/7 phone support with people who are friendly, well trained, and located in the U.S.

Here are the details. There's nothing in them we wouldn´t be proud to tell our mothers about.

You will earn unlimited 2% cash back for all non-PIN debit card purchases you make for the first 90 days starting on the day that your account is opened.

Former PerkStreet customers who closed their accounts within the last 24 months are not eligible to receive this offer.

After the first 90 days, when your Current Account Balance at the start of the day is $5,000 or more, you'll earn unlimited 2% cash back for all non-PIN debit card purchases you make on that day. When your Current Account Balance at the start of the day is less than $5,000, you'll earn unlimited 1% cash back on all non-PIN debit card purchases you make on that day. To determine your starting Current Account Balance, we use your closing balance after all settled transactions from the previous business day. Pending purchases and transactions are not included in your Current Account Balance.

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