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0% APR for 15 months on balance transfers and purchases, $50 bonus – Citibank : ThankYou Preferred Card; Exp. – unknown

By , June 20, 2011


Promo APR terms:

Length of your introductory period will be 0% for 15 months from the date of account opening on purchases and balance transfers. After the introductory period ends, your standard APR for purchases will be applied to unpaid promotional balances and new purchases. The standard variable APR for purchases for the Citi ThankYou Preferred Card is 12.99%, 16.99%, or 20.99% in that order based on your creditworthiness. If you are approved for the Citi ThankYou Card, the standard variable APR for purchases will be 20.99%. The standard variable APR for cash advances is 25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned.

Balance transfer fee -- Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

Bonus points terms:

Get 6,000 bonus ThankYou Points when you make $300 in purchases within the first 3 months –enough for a $50 gift card!1

Earn 2 ThankYou Points for every $1 you spend on purchases during the first 12 months and 1 point for every $1 you spend on purchases thereafter.

You will receive 6,000 bonus ThankYou Points after $300 in purchases are made with your card within 3 months of account opening. Once these points post to your account, you may redeem for your choice of a $50 gift card good at leading national merchants or save them to use for other great rewards.

Citi® ThankYou® Rewards
Citi ThankYouSM Preferred Card Terms and Conditions

Citi® ThankYou® Rewards is offered to certain cardmembers ("you") at the sole discretion of Citibank (South Dakota), N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Rewards or any portion thereof may be revised or terminated with 30 days prior written notice. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Rewards is terminated, you will only have 90 days from ThankYou Rewards termination date to redeem all your accumulated ThankYou Points ("ThankYou Points"). Rewards offered by ThankYou Rewards and the ThankYou Point levels required for specific rewards are subject to change without notice.

You will earn one ThankYou Point for every dollar you spend on purchases unless the offer to which you responded has a different ThankYou Point earning description. Only purchases are eligible to earn ThankYou Points. Personal banking transactions you make using your card will earn only 1 ThankYou Point even if the offer to which you responded has a different ThankYou Point earning description. If the offer to which you responded allows you to earn additional ThankYou Points at supermarkets, drug stores and gas stations, they are defined as follows: Supermarkets are stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that primarily sell prescription and proprietary drugs and nonprescription (over-the-counter) medicines. Gas stations are stand-alone merchants that primarily sell vehicle fuel for consumer use. Your ThankYou Points will not expire unless we terminate ThankYou Rewards.

At the end of each Citi ThankYou Card account membership year you will also earn an Anniversary Bonus calculated as a percentage of ThankYou Points earned from purchases during that membership year (your membership year begins the date you become a Citi ThankYou cardmember and resets each year on that date) as follows:

Membership Year Anniversary Bonus %
0 - 1 1%
1 - 2 2%
2 and after 3%

Note the Anniversary Bonus calculation does not include any other points you may have earned during that membership year. It may take 1-3 billing statements for the Anniversary Bonus to post to your Card Account at the end of each membership year.

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