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0% APR on balance transfers and purchases for 12 months, $100 bonus, 5% cashback – Citibank : Dividend Platinum Select MasterCard; Exp. – unknown

By , June 17, 2011



Get 0% introductory APR on balance transfers for 12 months and 0% introductory APR on purchases for 12 months. After that, the APR will be 12.99%–20.99% variable based on your creditworthiness. Length of your introductory period will be 0% for 12 months from date of account opening when balance transfers are completed within 4 months from date of account opening and 0% for 12 months on purchases from date of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances and new purchases. The standard variable APR for purchases is either 12.99% , 16.99% or 20.99% based on your creditworthiness, standard variable APR for cash advances — 25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge — $0.50. Fee for Foreign Purchases — 3% of the U.S. dollar amount of each purchase made o utside the U.S. Cash advance fee — Either $10 or 5% of the amount of each advance, whichever is greater. Balance transfer fee — Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.

$100 cash back after $500 in purchases within the first 3 months of account opening.

You may accumulate a maximum of $300 in cash back during any calendar year. The $100 cash back offer is not subject to your annual maximum accumulation.

Once you enroll for this offer, you will earn an additional 4% cash back on eligible home improvement, home furnishing, and home & garden stores between April 1, 2011and June 30, 2011. Home Improvement stores are defined as stand alone merchants that primarily sell hardware and/or appliances and/or tools for home repair and remodeling. Home Furnishing stores are defined as stand alone merchants that primarily sell furniture for homes. Home & Garden stores are defined as stand-alone merchants or service providers including florists, nurseries, landscapers and lawn and garden supply stores that primarily sell flowers, plants, gardening supplies or landscaping services. Online, catalog, mail order and telephone purchases are not eligible to receive additional cash back unless the merchants identify the transactions as being made at a home improvement, home furnishing, and home & garden store.

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