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0% APR on balance transfers and purchases for 12 months PLUS $50 bonus – Discover : Open Road card; Exp. – 8/11/11

By , June 16, 2011



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Terms:

0% introductory APR for 12 months from date of first transfer, for transfers under this offer that post to your account by August 10, 2011.

After the introductory APR expires, your APR will be 11.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee:

4% of the amount of each transfer, with the 0% introductory APR balance transfer offer described above; otherwise, either $10 or 5% of the amount of each transfer, whichever is greater


Annual Percentage Rate (APR) For Purchases:

0% introductory APR for 12 months from the date of account opening.

After the introductory APR expires, your APR will be 11.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate



INTRODUCTORY APR OFFERS: This offer applies to balance transfers that post to your account by August 10, 2011. If you request balance transfers after this date, they will only be honored at our discretion and may be subject to different rates. It takes at least 10 days after your account is opened to process payments to your other accounts. You may cancel a balance transfer at any time prior to that by calling (800) 347-2683. Accordingly, you should continue to make all required payments until you confirm that the balance transfers were made. Balance transfers may not be used to pay any Discover accounts. Balance transfers do not earn rewards. We process multiple balance transfers in the order they are requested on the application. Your credit line may be less than the amount of balance transfers you request. In addition, balance transfers may be limited to a portion of your credit line. If a balance transfer will exceed the credit available for a balance transfer, you authorize us to process any balance transfer for less than the amount requested, up to the amount of your credit available for balance transfers. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers. The minimum payment due calculation increases by $40 when you have a balance transfer balance.



$50 bonus terms:


Get $10 on each of your first 5 fill-ups:
Get $10 Cashback Bonus on each of your first 5 gas purchases of $25 or more within 3 months of being approved. Gas purchases are those made at merchants classified as gas stations. Promotional award will be applied within 8 weeks. The promotional award is in addition to the Cashback Bonus earned on all purchases.


Regular cashback:
Earn unlimited cash rewards on all purchases. Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period. In addition, earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $3,000 earn .25%. Combined gas and restaurant purchases in excess of $250 each billing period earn Cashback Bonus at the same rate as other purchases. Gas and restaurant purchases are those made at merchants classified as gas stations and at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Purchases coded for a category other than those listed above will not qualify. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. We do not include warehouse purchases or your first $250 in combined gas and restaurants purchases each month in calculating your total annual purchases to determine your tier level. Rewards are redeemable starting at $20. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make any Minimum Payment Due for two consecutive billing periods, any Cashback Bonus in your Cashback Bonus account will be forfeited. Full terms and conditions will be sent with your card.

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