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5% cashback – PerkStreet Financial : open an new checking account and use your check card for purchases at Best Buy, Sears, Gap, Toys R Us and other popular retailers; Exp. – 11/15/10

By , October 12, 2010
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Terms:

Open your account online and fund the account with $25 or more. You will earn 5% cash back on all non-PIN debit card purchases at the following popular holiday retailers until 12/31/2010:

* Best Buy
* Gap
* Toys R Us
* Babies R Us
* Kohls
* Starbucks
* Macys
* JC Penney
* Sears
* Victoria's Secret
* Ann Taylor
* Ann Taylor Loft
* Dick's Sporting Goods
* JCrew

You may spend a total of $5,000 that is eligible for the 5% cash back earn rate. Bonus perks earned as part of the 5% holiday purchases program will be awarded on February 15, 2011, which is different than when you earn your standard perks. Why? Everyone has returns sometimes, so we will wait until February to award your holiday bonus perks to ensure that the perks granted are only for the merchandise you keep. All other perks will be awarded in accordance with the PerkStreet Rewards Program Agreement.

For other merchants, when your Current Account Balance at the start of the day is $5,000 or more, you'll earn 2% cash back for all non–PIN debit card purchases you make on that day. When your Current Account Balance at the start of the day is less than $5,000, you'll earn 1% cash back on all non-PIN debit card purchases you make on that day. To determine your starting Current Account Balance, we use your closing balance after all settled transactions from the previous business day. Pending purchases and transactions are not included in your Current Account Balance. You will earn 2% cash back on non-PIN debit card purchases no matter what your balance is for the first 3 months, starting on the day that your account is opened. A month is defined as a 30 day period — not a calendar month. There is no limit to the total amount you can earn.

If you choose to earn coffee or music instead of cash back, you'll earn:

* Music: For every $100 in non-PIN debit card purchases, you will earn 2 songs when your Account Balance at the start of the day is $5,000 or more, or 1 song when it is below $5,000. You will earn 5 songs for every $100 in non–PIN debit card purchases at the selected retailers specified by PerkStreetSM.
* Coffee: For every $200 in non–PIN debit card purchases, you will earn 2 cups of coffee when your Account Balance at the start of the day is $5,000 or more, or 1 cup when it is below $5,000. You will earn 5 cups of coffee for every $200 in non-PIN debit card purchases at the selected retailers specified by PerkStreet.

You may switch perks programs at any time with no penalty.

In addition to the popular holiday merchants specified above, you will earn 5% cash back when shopping at certain retailers. We will announce the retailers and associated time periods for earning 5% cash back at those retailers via Twitter (@perkstreet), our Facebook page or other company communications.

The following people are not eligible to receive this offer (we're sorry!):

* Current PerkStreet customers
* Former PerkStreet customers who closed their accounts within the last 24 months
* People who share a household with a PerkStreet customer

This offer and the calculation of perks are subject to the terms of the PerkStreet Rewards Program Agreement. We may modify or cancel this offer at any time. This great offer expires November 15, 2010.

The PerkStreet FinancialSM Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa

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