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5% cashback at restaurants, on car rentals and hotels, 1% on everything else – Citibank : Citi Dividend Platinum Select MasterCard; Exp. – 9/30/10

By , July 6, 2010



Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.


• Your Citi Dividend Card account ("Card Account") will receive a rebate based upon eligible transactions appearing on your current month’s billing statement. The only eligible transactions are purchases, cash advances and balance transfers. The rebates will show cumulatively on your statement as "Dividend Dollars", as long as your Card Account is open and current. However, if your Card Account is no longer open or current, you will not be able to earn or redeem Dividend Dollars.

• Unless you are participating in a limited-time promotional offer, you will earn 1% on purchases. You will earn 1% on cash advances and cash convenience check amounts billed at the standard cash advance rate. You will receive five Dividend Dollars for each individual balance transfer transaction of $1,500 or more. Limited promotional offers do not apply to personal banking transactions you make using your card. So you will earn only 1% on these transactions.

• You may accumulate a maximum of 300 Dividend Dollars in any calendar year (eligible transactions appearing on your January - December billing statements) payable in checks of $50 increments only upon your request. Dividend Dollars earned on purchases through the Citi Dividend Merchant Network are not subject to the $300 calendar year maximum accumulation.

• Dividend Dollars will not expire as long as you have qualifying purchase activity at least once every 12 months unless the Citi Dividend Card Reward Program is terminated in which case you will have only 30 days to request redemption of your eligible Dividend Dollars. (Cash advances, cash convenience checks, and balance transfer transactions do not count as qualifying purchase activity.) You have no property rights or other legal interest in Dividend Dollars. Dividend Dollars have no cash value until such time as you may request and receive a check for your redemption eligible Dividend Dollars. You may not assign, transfer, or pledge your Dividend Dollars.

• When you become a cardmember, you will receive the full Citi Dividend Card Terms and Conditions which we may change at any time with 30 days prior written notice. In addition, we may terminate the Citi Dividend Card Reward Program with 30 days prior written notice.

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