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0% APR on balance transfers for 12 months + $75 bonus, 4% BT fee – Discover : Discover More; Exp. – unknown

By , July 6, 2010


Note: You will need to spend $500 within three months with this card in order to get $75 bonus.


APR for Balance Transfers:

0.00% introductory APR for 12 months after the first transaction posts to your account under this offer.

After that, 11.99% to 20.99% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee:

4% of the amount of each transfer made under this offer and with this application; otherwise, either $10 or 5% of the amount of each transfer, whichever is greater.

If you are approved for an account, you will be able to make balance transfers under this offer until September 10, 2010. If you request balance transfers after this date, they will only be honored at our discretion and may be subject to different introductory/promotional rate offers. Accordingly, you should continue to make all required payments until you confirm that the balance transfers were made. Balance transfers may not be used to pay any Discover accounts. Balance transfers do not earn rewards. If you request multiple balance transfers, we will process them in the order they are requested on the application. You understand that if your application is approved, your credit line may be less than the amount of balance transfers you request. In addition, balance transfers may be limited to a portion of your credit line. If a balance transfer will exceed the credit available for a balance transfer, you authorize us to process any balance transfer for less than the amount requested, up to the amount of your credit line available for balance transfers. Making additional transactions may cause you to exceed your credit line. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers. We will increase your minimum payment due by $40 if you have a balance transfer balance

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