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4.99% on balance transfers for 24 months, no balance transfer fees – PenFed CU : PenFed CU credit card; Exp. – 3/31/10

By , March 8, 2010


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Terms:

Our balance transfer fee of 2.5% (min. $10–max. $100) is waived from March 1 through March 31, 2010.

The PenFed Premium Travel Rewards American Express® Credit Card program is issued and administred by PenFed.

American Express® is a federally registered Service mark of American Express® and is used by PenFed pursuant to a license.

Balance transfers performed online will have a non-variable annual percentage rate of 4.99% APR promotional rate for online transfers and 6.99% APR for applications and transfer requests received by telephone, in person or in paper form. Our standard balance transfer fee of 2.5% (min. $10–max. $100) is waived from March 1 through March 31, 2010. This promotional rate remains in effect on the transferred balance for the first 24 months the balance is carried, after which the rate applied will be the variable purchase rate, currently 13.99% APR for Visa Classic and Platinum; 12.49% APR for Visa Gold. Balance transfers are treated as cash advances; finances charges accrue from the date the transfer is posted to your account. Balance transfer from other PenFed credit cards and loans are not eligible for this promotion. If we do not receive your minimum payment due within 60 days of the due date, all APRs on the account will increase to 17.99% until you make 3 consecutive payments on time.

The PenFed Premium Travel Rewardsd American Express ® Card balance transfers performed online will have a non-variable annual percentage rate of 4.99%, or 6.99% APR for applications and transfer requests received by telephone, in person or in paper form. Our standard balance transfer fee of 2.5% (min. $10–max. $100) is waived from March 1 through March 31, 2010. This promotional rate remains in effect on the transferred balance for the first 24 months the balance is carried, after which the rate applied will be the variable purchase APR, currently 13.24% APR. Balance transfers are treated as cash advances; finances charges accrue from the date the transfer is posted to your account. Balance transfer from other PenFed credit cards and loans are not eligible for this promotion. If we do not receive your minimum payment due within 60 days of the due date, all APRs on the account will increase to 17.99% until you make 3 consecutive payments on time.

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