Commnity National Bank

reward checking account

5.01% APY on balances up to $25,000
1.01% APY on balances over $25,000
0.25% base rate if qualifications are not met


$100 minimum initial deposit
No minimum balance requirement
No monthly service charge


The monthly requirements include:

10 check card purchases
One direct deposit or one automatic payment
Receive e-statements

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Usage requirements are as follows: you must meet 3 of the following 4 requirements: be enrolled in Free Bill Pay, enrolled in Online Statements, have a minimum of one (1) incoming Direct Deposit or ACH credit on your checking account within 90 days of account opening or use your Check Card a minimum of three (3) times within the first 90 days of account opening.

Check Card transactions can be ATM, point-of-sale (POS) with PIN or signature based transactions. New accounts will be reviewed three full calendar months after account opening and the $101 will be credited to your checking account within four calendar months of account opening upon meeting usage requirements. $101 incentive is subject to Internal Revenue Service and other tax reporting.

Please consult your tax advisor. This offer does not apply to second or multiple checking accounts, existing accounts, or existing accounts that have been closed and reopened.

All accounts require a minimum opening deposit of $100.

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This is a free personal checking account. No minimum deposit is required. The only requirement is to make 10 AmericanNetBank Visa check card sales transactions. At the end of your statement cycle, ATM fees are automatically refunded in one lump sum. You also will be paid interest earned by your account.

For more information go to http://americanetbank.com/

http://www.chartway.com/NR/rdonlyres...oductRates.pdf

QUOTE
Get up to 5.00% Dividend Rate (3.84% APY) on your everyday checking account! With Chartway eChecking, you’ll get higher dividend earnings and a monthly dividend payout. Open a new eChecking account today and watch your earnings grow!

Product Features
Earns monthly dividends with ADB of $5000+
Tiered Dividend Rates earns up to 5.00% Dividend Rate (3.84% APY)
ATM surcharge fee rebate up to $8 per month
Free online banking and Bill Pay*
Free Visa Check Card
Free Chartway and CO-OP Network ATM transactions at over 25,000 locations, including 7-Eleven and Publix Stores
Free initial box of checks

Requirements
Must be a Chartway Member
Must have an eSavings account**
Must be 18 years of age or older
$1.00 to open account
Active eBranch
Active eStatement service**
Direct Deposit or ACH of $500 or more per month**
8 Visa Check Card transactions per month (minimum)**
As part of the account process, Chartway Federal Credit Union may require a consumer report (credit report) from a credit reporting agency and/or ChexSystems.

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Bank Home Page

Rate table

Application site


Terms:

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I haven't seen many places that mention this product. The only reason I noticed it was because I was browsing around and later decided to convert my grandfathered eChecking into their MCU Checking

Requirements:
estatements
direct deposit or debit
10 debit card transactions OR $1000 in purchases with the debit card


If the requirements are met, then the interest rates are

3.56% for balances upto 25k
0.70% on balances over 25k

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Grow Financial Credit Union in St. Petersburg Florida is offering a personal checking account with a $0 minimum deposit, with an APR of 3.0%. Over $5000 the APR is 0.25%