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[Best savings and money market rates] 2.81% APY on balances over $50,000 with East Boston Savings Bank online savings account

By , February 21, 2010
EBSB Direct is a new online division of East Boston Savings Bank

2.81% APY on balances over $50,000

The rate is 2.00% APY for balances from $5,000 to $50,000.

Minimum balance to open is $5,000.
Maximum balance is $1 million.
$5,000 minimum balance requirement to earn interest and to avoid a monthly fee.
$15 monthly fee if balance falls below $5,000

Visa Debit card is available
No check writing
Limit of 6 withdrawals per month as typical from a savings account
No limits on the number of deposits

FDIC insured since 1991 (FDIC Certificate # 33510).
Deposits over the FDIC limits are insured by the private Depositors Insurance Fund (DIF).

Available nationwide

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