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Terms:

To qualify for this offer customer must enroll and qualify for the following package of banking services: a business checking account, a business debit card(s), business online banking, and a business credit card(s). $100 minimum opening deposit required for new business checking account. Opening deposit must be from funds not already on deposit at First Merchants Bank, N.A. All products must be in active status by no later than April 12, 2010 to qualify for this offer. Bonus gift will be reported on IRS form 1099-INT. Please allow 4-6 weeks for delivery of gift after activation of services. Checking account must remain open for a minimum of 180 days to avoid an early closing penalty. Visit any First Merchants Bank, N.A. banking center for account details. Offer expires on March 12, 2010. Member FDIC.

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Terms:

Receive $100 with Premier Checking. Minimum opening deposit of $500 required. $20 monthly service charge applies if minimum average combined balance of $10,000 in checking, savings or money market accounts, or $50,000 in combined deposit, CD or home equity and installment loan balances is not maintained. The tiered APY (Annual Percentage Yield) for Premier Checking as of 12/15/09 is: 0.10% for balances of $0.01 - $2,499, 0.15% for balances of $2,500 - $9,999, 0.25% for balances of $10,000 - $24,999, and 0.30% for balances $25,000 and over. Rates for each tier are subject to change at any time.

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