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$300 bonus per year – Capital One : open and use SmartCents Checking account; Exp. – unknown

By , September 25, 2009
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Terms:

$30 total SmartCents Checking account bonus available to new to bank checking customers only: $15 bonus for the first direct deposit and $15 bonus for the first electronic bill payment transaction initiated via online bill payment or recurring pre-authorized payment. Qualifying direct deposit includes payments such as payroll, pension, or Social Security to your checking account. Bonus-eligible transactions must post within the first three months of account opening. Existing customers who convert an existing Capital One Bank checking account to a SmartCents Checking account are not eligible to receive the bonus.

A SmartCents transfer of 50¢ is automatically transferred from the customer’s SmartCents Checking account to the linked savings account for debit card purchases and electronic bill payment transactions initiated via online bill payment or recurring pre-authorized payment. SmartCents transfers are processed each business day. Capital One will match 100% of eligible SmartCents transfers made within the first three months after account opening for new to bank checking customers only. Thereafter, Capital One Bank will match 5%. Existing customers who convert an existing Capital One Bank checking account to a SmartCents Checking account will receive a 5% match from the date of account conversion. Match percentages apply to all debit card purchase transactions and the first 10 online bill payments per month. Maximum Capital One contribution through matching contributions and bonuses is $300 per anniversary year. The matching funds and bonuses will be credited to the linked savings account annually and paid within 30 days of the anniversary date of the account opening.

$50 minimum account opening requirement for SmartCents Checking. Customer purchases checks. Personal accounts only. Limit one personal SmartCents Checking account per customer.

Eligible savings accounts include personal savings and personal money market accounts offered by the retail branch bank. Minimum savings opening balance requirements may apply. Fees may reduce earnings. Personal accounts only.

Offer can be modified or withdrawn at any time and without notice and is not transferable. Go to www.capitalonebank.com for complete terms and conditions. Branch bank products and services are offered by Capital One, N.A., Member FDIC. "Capital One Bank" is a trade name of Capital One, N.A., and
does not refer to a separately insured institution. ©2009 Capital One. All rights reserved.

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