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Get 5% cashback when you pay for gas, diesel, computers, electronics, office supplies, online advertising, utilities and telecommunications with Advanta Kiva card.

By , January 8, 2009


Key terms:

Rewards are also earned on Bonus Qualifying purchases, which include purchases in the following categories: "gasoline and diesel fuel," "computers, computer supplies, electronics and office supplies," "online advertising services," "utilities and telecommunications," and "charitable and social services organizations." Rewards on Bonus Qualifying purchases are earned as follows: 5% on up to $1,200 in annual purchases; and 1% on purchases in excess of $1,200.

Rewards are earned based on your annual level of Net Purchases, excluding Bonus Qualifying purchases, as follows: .25% on up to $3,000 in purchases; .50% on purchases between $3,000.01 and $5,000; .75% on purchases between $5,000.01 and $15,000; 1% on purchases in excess of $15,000.

Bonus Qualifying purchases are Net Purchases that 1) are made at retail establishments which for "gasoline and diesel fuel" are classified as gas stations that process the transactions as fuel purchases; for "computers, computer supplies, electronics and office supplies" are classified as computer, computer peripheral equipment and software distributors, electronics stores, computer software stores, or office supply stores; for "online advertising services" are classified as pay-per-click online advertising service providers and web hosting providers; for "utilities and telecommunications" are classified as utility or computer network service providers; for "charitable and social services organizations" are classified as noncommercial charitable, educational, cultural and arts organizations and institutions; and 2) are communicated by merchants to Advanta using appropriate merchant category and transaction codes. Important Note: Mail, telephone, catalog, some Internet purchases, and purchases made indirectly through intermediaries, may not qualify; merchants may classify these transactions differently.

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