Hot perk!  

5% cash back, 0% APR for 15 months, no annual fee – Advanta : Platinum Rewards BusinessCard MasterCard;

By , January 8, 2009


Note: Balance Transfer fee - 3% (minimum $5; maximum $50 with this introductory offer).

Cash back Terms:

There is no limit to the amount of Cash Back rewards that can be earned. Cash Back rewards earned for the current month are shown on account billing statements.

Cash Back rewards are earned on Net Purchases only, which means purchases of goods and services made for business purposes with the Advanta BusinessCard while the account is in good standing by the Signing Individual or any authorized user of the account, net of any returns and credits. Net Purchases does not include, and rewards are not earned on, cash advances, balance transfers, convenience checks, fees, finance charges, adjustments, or any other transactions or charges.

Cash Back rewards are paid by check (to the order of the Signing Individual) and are generated and mailed following any billing cycle in which unpaid earned rewards reach $50. Rewards are not available in the form of reductions in the amount of any account payments due.

Cash Back rewards are earned based on the annual level of Net Purchases, excluding purchases in the Bonus categories, as follows: 0.75% on up to $10,000 in purchases; and 1.00% on purchases over $10,000.

Cash Back rewards are also earned on the Bonus categories of "gasoline and diesel fuel," "computers, computer supplies, electronics and office supplies," and "utilities and telecommunications." Cash Back rewards on Bonus category qualifying purchases are earned as follows: 1.00% on up to $20,000 in purchases; 2.00% on purchases between $20,001 and $30,000; 5.00% on purchases between $30,001 and $50,000; and 0.50% on purchases over $50,000.

Qualifying purchases are Net Purchases that 1) are made at retail establishments which for "gasoline and diesel fuel" are classified as gas stations that process the transactions as fuel purchases; for "computers, computer supplies, electronics and office supplies" are classified as computer, computer peripheral equipment and software distributors, electronics stores, computer software stores, or office supply stores; for "utilities and telecommunications" are classified as utility or computer network service providers; and 2) are communicated by merchants to Advanta using appropriate merchant category and transaction codes. Important Note: Mail, telephone, catalog, and some Internet purchases, and purchases made indirectly through intermediaries, may not qualify; merchants may classify these transactions differently.

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