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Get a $200 bonus at First Tennessee when you open a Relationship First Checking and Savings with $10,000 initial deposit (expires on 7/31/08)

By , July 7, 2008

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Cash bonus and special rate offers expire July 31, 2008. You must open your account at a First Tennessee financial center and present a copy of this web page to receive bonus. Accounts opened online are not eligible. Minimum opening deposit is $10,000 combined in Relationship First Checking and Relationship First Savings accounts, and at least $2,500 in each account. Offer is available to new First Tennessee checking and savings customers only. Opening deposit cannot be transferred from existing First Tennessee account. A check for $200 bonus will be mailed to account holder 5-6 weeks after account opening, and will be reported as income on Form 1099-INT. Limit one bonus per household. Cannot be combined with other checking or savings offers. Customer agrees to maintain accounts in good standing for a minimum of six months. No minor accounts. The Annual Percentage Yield (APY) for Relationship First Checking is .25% for all balances in the Equity Manager plan. In the Financial Manager and Asset Manager plans, the APY is .25% for balances of $0-$9999, and 1.00% APY for that portion of balances $10,000+. APYs are as of 05/27/08, and are subject to change. The APY for Relationship First Savings is variable and subject to change after the first 3 months. As ofŅ/27/08, the standard APY for Relationship First Savings was 0.25% for balances of $0-$9,999; .70% for balances of บ,000-$24,999; 1.20% for balances of $25,000-$49,999; 1.55% for balances of $50,000-$99,999; and 1.80% for balances $100,000 and greater. Fees may reduce earnings. The Savings account is limited by law to six (6) pre-authorized or electronic debits or withdrawals per month, three of which may be made by check. Account opening subject to bank approval.

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