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Best rates of US savings and MM accounts for balances from 1K to $10K; Updated on 3/12/08

By , March 12, 2008
APY
%
Bank name, account name (terms) APY for balance ranges
4.50 First Horizon Relationship First Savings 4.50% for $5.0 K – $200.0 K, 4.00% for $1.0 K – $5.0 K
4.50 *AmboyDirect Money Market Maximizer 4.50% for $5.0 K – $10.0 K, 2.00% for $5.0 K – $10.0 K
4.50 Provident Direct Online Savings 4.50% for $1.0 – $200.0 K
4.40 Gloucester County Cyber Saver 4.40% for $1.0 – $25.0 K
4.25 *AmboyDirect eSavings 4.25% for $3.0 K – $100.0 K, 1.00% for $300.0 – $3.0 K
4.20 Rate Edge Savings Account (strict conditions) 4.20% for $1.0 – $200.0 K
4.15 Shorebank Savings Account 4.15% for $1.0 – $200.0 K
4.03 Amegy Money Market Powerhouse 4.03% for $1.0 K – $200.0 K
4.01 *GiantBank Money Market 4.01% for $1.0 K – $200.0 K
4.00 *Beverly National E-SuccessSavings Account 4.00% for $5.0 K – $200.0 K
4.00 *BankUnited Online Savings (call to clarify) 4.00% for $5.0 K – $200.0 K
4.00 UFB Direct Absolute Savings 4.00% for $5.0 K – $10.0 K, 4.00% for $1.0 – $5.0 K
4.00 OneUnited UNITY Savings 4.00% for $10.0 – $200.0 K
4.00 Savings Square Savings Account 4.00% for $1.0 – $200.0 K
4.00 *Citibank Ultimate Money Market 4.00% for $1.0 – $200.0 K
4.00 *Amboy Direct Premium Savings 4.00% for $1.0 – $20.0 K
3.91 WTDirect Savings Account 3.91% for $1.0 – $10.0 K
3.90 Umbrella Pot o’ Gold Money Market 3.90% for $5.0 K – $10.0 K, 0.35% for $1.0 K – $5.0 K
3.90 Intervest National Money Market 3.90% for $2.5 K – $200.0 K
3.86 Sterling National Internet Money Market 3.86% for $2.5 K – $200.0 K
3.86 iGObanking (Flushing Bank) Savings Account 3.86% for $1.0 – $200.0 K
3.85 Grand Yield Direct 3.85% for $1.0 – $200.0 K
3.85 *FNBO Direct Onine Savings 3.85% for $1.0 – $200.0 K
3.75 *Stonebridge Premier Money Market 3.75% for $1.0 K – $50.0 K
3.75 Doral Bank Direct 3.75% for $250.0 – $200.0 K
3.73 *Bank of America NEA Money Market Savings 3.73% for $2.5 K – $25.0 K, 3.47% for $2.5 K – $50.0 K
3.70 *Capital One/Costco Money Market 3.70% for $5.0 K – $200.0 K
3.70 *M&T e-Money Market 3.70% for $25.0 – $200.0 K
3.60 *Emigrant Direct American Dream Savings 3.60% for $1.0 – $200.0 K
3.60 *Banco Fortuna 3ሴ% for $1.0 – $200.0 K
3.51 *Cardinal Savings (call to confirm) 3.51% for $100.0 – $200.0 K
3.50 E-Loan Savings 3.50% for $5.0 K – $50.0 K, 3.50% for $1.0 – $5.0 K
3.50 Presidential Premier Savings 3.50% for $5.0 K – $35.0 K
3.50 Direct Huntington High Yield Savings 3.50% for $1.0 K – $200.0 K
3.50 *Security State Advantage Savings 3.50% for $1.0 K – $200.0 K
3.50 *AmTrust Money Market 3.50% for $1.0 K – $200.0 K
3.50 *PFF Bank & Trust eSavings (open with 1000) 3.50% for $1.0 – $200.0 K
3.45 Everbank Yield Pledge Money Market (check site for promo rate) 3.45% for $1.5 K – $200.0 K
3.40 Heritage Direct Savings 3.40% for $1.0 K – $200.0 K
3.40 FirstFedDirect Internet Advantage Savings 3.40% for $1.0 K – $200.0 K
3.40 Heartland Bank Direct Performance Savings (open with 500) 3.40% for $1.0 – $200.0 K
3.40 *ING Direct Orange Savings 3.40% for $1.0 – $200.0 K
3.35 Metlife High Yield Savings 3.35% for $5.0 K – $200.0 K, 3.30% for $1.5 K – $5.0 K
3.35 American Partners Bank Money Market Savings 3ማ% for $1.0 K – $200.0 K
3.25 MyBanking Direct Money Market 3.25% for $5.0 K – $200.0 K, 0.00% for $1.0 K – $5.0 K
3.25 *Security State Advantage Money Market 3.25% for $1.0 K – $200.0 K
3ሑ *Citibank Ultimate Savings 3.25% for $1.0 – $200.0 K
3.10 Advanta Bank Money Market 3.10% for $1.0 K – $10.0 K
3.10 Allstate Bank Money Market 3.10% for $500.0 – $200.0 K
3.07 *NewDominion Money Market 3.07% for $3.0 K – $200.0 K
3.03 State Bank of India Money Market 3.03% for $2.5 K – $25.0 K
3.00 Domestic Bank Money Market 3.00% for $2.5 K – $200.0 K
3.00 Countrywide SavingsLink 3.00% for $1.0 K – $10.0 K
3.00 Countrywide Money Market 3.00% for $1.0 K – $10.0 K
3.00 GMAC Money Market Savings 3.00% for $500.0 – $200.0 K
3ᇸ Advanta Bank Statement Savings 3.00% for $50.0 – $200.0 K
3.00 Transportation Alliance Premium Savings 3.00% for $25.0 – $200.0 K
3.00 Transportation Alliance Money Market 3.00% for $25.0 – $200.0 K
3.00 Ascencia Savings Account ($50 to open) 3.00% for $1.0 – $200.0 K
3.00 Amtrust Direct eMoney Market 3.00% for $1.0 – $200.0 K
3.00 *Citibank e-Savings 3.00% for $1.0 – $200.0 K


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◊ Balances: $0-$1K $1K-$10K $10K-$25K $25K-$50K $50K-$100K above $100K

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