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Best rates of US checking accounts with balances between $0 and $1K

By , March 3, 2008

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APY
%
Bank name, account name (terms) APY for balance ranges
8.00 Watermark CU First 500 Checking (DD + estatement + savings) 8.00% for $1.0 – $500.0, 0.50% for $501.0 – $200.0 K
7.50 Community 1st CU Advantage Checking (6 trans + BillPay + estatement) 7.50% for $50.0 – $499.0, 7.25% for $500.0 – $200.0 K
7.50 Landmark CU Premium Checking (DD required) 7.50% for $1.0 – $499.0, 0.30% for $500.0 – $200.0 K
7.50 *BECU Members Advantage Checking (DD/Billpay + estatement + savings) 7.50% for $1.0 – $499.0, 0.50% for $500.0 – $200.0 K
7.01 MidWest America Reward Checking (10x debit + DD + estatement) 7.01% for $5.0 – $25.0 K
7.00 Financial Partners Hi-Yield Checking (1.5k + DD + estatement) 7.00% for $25.0 – $699.0, 0.25% for $700.0 – $200.0 K
6.26 New Frontier ePower Checking (12x debit + DD + estatement) 6ሒ% for $100.0 – $25.0 K
6.25 Advantis CU Fusion Checking (12x debit + DD + estatement) 6.25% for $20.0 – $30.0 K
6.25 North Middlesex Max Checking (12x debit + DD + estatement) 6.25% for $10.0 – $100.0 K
6.17 RCSB e-Global Checking (8x debit + DD + estatement) 6.17% for $1.0 – $25.0 K
6.15 Dade County CU Moneymaker Checking (12x debit + DD + estatement) 6.15% for $1.0 – $25.0 K
6.06 BankNewport Go Checking (12x debit + DD + estatement) 6.06% for $25.0 – $100.0 K
6.06 Altra A+ Checking (10x debit + DD + estatement) 6.06% for $1.0 – $25.0 K
6.05 Scott CU Extreme Checking 6.05% for $1.0 – $25.0 K
6.05 TriStone Money Max Checking (12x debit + DD + estatement) ņ.05% for $1.0 – $25.0 K
6.02 State Center CU Rewards Checking ྪx debit + DD + estatement) 6.02% for $25.0 – $25.0 K
6.02 State Employees CU (NM) Reward Checking (10x debit + DD + estatement) 6.02% for $1.0 – $35.0 K
6.01 Danvers Free Reward Checking (12x debit + DD + estatement) 6.01% for $100.0 – $100.0 K
6.01 Charter Turbo Checking (10x debit + DD + e-statement) 6.01% for $100.0 – $25.0 K
6.01 Concordia Harmony Express Checking (10x debit + DD + estatement) 6ᇹ% for $100.0 – $25.0 K
6.01 Noble Horizon Checking (12x debit + DD + estatement) 6.01% for $100.0 – $25.0 K
6.01 MidWestOne Power Checking (10x debit + DD + e-statement) 6.01% for $100.0 – $25.0 K
6.01 *Upson Free Rewards Checking (12x debit + DD + estatement) 6.01% for $100.0 – $25.0 K
6.01 *West Bend IDEAL Rewards Checking (10x debit + DD + estatement) 6.01% for $50.0 – $50.0 K
6.01 Coulee Bank Rewards Checking (10x debit + DD + estatement) 6.01% for $50.0 – $25.0 K
6.01 *Valley Community Free Premium Reward Checking (15x debit + DD + estatement) 6.01% for $1.0 – $200.0 K
6.01 *Brattleboro Right Reasons Rewards Checking 6.01% for $1.0 – $100.0 K
6.01 *Haverhill Checking (10x debit + DD + estatement) 6.01% for $1.0 – $100.0 K
6.01 Butler Advantage Checking (10x debit + DD + estatements) 6.01% for $1.0 – $50.0 K
6.01 Air Academy CU Max Checking (12x debit + DD + estatement) 6.01% for $1.0 – $50.0 K
6.01 Verity CU Velocity Checking (12x debit + estatement + online banking) 6.01% for $1.0 – $40.0 K
6.01 Heartland Community Internet Plus Checking (10x debit + DD + estatement) 6.01% for $1.0 – $30.0 K
6.01 Bank of Little Rock Ultimate Checking (10x debit + DD + estatement) 6.01% for $1.0 – $25.0 K
6.01 Three Rivers CU Checking (10x debit + DD + estatement) 6.01% for $1.0 – $25.0 K
6.01 West Texas Ultimate Checking (10x debit + estatement + DD/billpay) 6.01% for $1.0 – $25.0 K
6.01 Liberty Bank eSmart Checking (15x debit + estatement + DD + billpay) 6.01% for $1.0 – $25.0 K
6.01 United SA CU Premium Reward Checking (10x debit + estatement) 6.01% for $1.0 – $25.0 K
6.01 United Heritage CU Checking (10x debit + DD + estatement) 6.01% for $1.0 – $25.0 K
6.01 First National Bank of Dieterich Prime Checking (10x debit + estatement) 6.01% for $1.0 – $25.0 K
6.01 Page Valley Rewards Checking (10x debit + DD + estatement) 6.01% for $1.0 – $25.0 K
6.01 Florida Central CU Ultimate Checking (12x debit + DD + estatement) 6.01% for $1.0 – $25.0 K
6.01 First New England CU Free Rewards Checking (12x debit + DD + estatement) 6.01% for $1.0 – $25.0 K
6.01 First Clover Leaf Checking (10x debit + DD + estatement + 2 billpay) 6.01% for $1.0 – $25.0 K
6.01 E Financial Florida Reward Checking (12x debit + DD + estatement) 6.01% for $1nj – $25.0 K
6.01 CU West Star Checking (10x debit + DD + estatement) 6.01% for $1.0 – $25.0 K
6.01 Community Resource Reward Checking (10x debit + DD + estatement) 6.01% for $1nj – $25.0 K
6.01 Citizens Bank (MN) Woo Hoo Checking (10x debit + DD + e-statement) 6.01% for $1.0 – $25.0 K
6.01 *Heritage State Reward Checking (10x debit + DD + estatement) 6.01% for $1.0 – $25.0 K
6.01 *Lake City Rewards Checking (8x debit + DD + estatement) 6.ǡ% for $1.0 – $25.0 K
6.01 Arizona B&T Cash Rewards Checking (12x debit + DD + estatement) 6.01% for $1.0 – $20.0 K
6.00 Institution for Savings Bonus Checking (10x debit + 3billpay + estatement + $500) 6.00% for $500.0 – $25.0 K
6.00 Legacy Win/Win Checking (12x debit + DD + estatement) 6.00% for $100.0 – $50.0 K
6.00 *Southern Community Reward Checking (10x debit + DD + estatement) 6.00% for $100.0 – $25.0 K
6.00 M/AFCU Rewards Checking (12x debit + DD + estatement) 6.00% for $1.0 – $100.0 K
5.76 Traditional Gald Star Checking ྪx debit + DD + estatement) 5.76% for $100.0 – $25.0 K
5.76 Williamstown Free Rewards Checking (10x debit + DD + estatement) 5.76% for $1.0 – $50.0 K
5.70 Royal Banks of MO Majestic (10x debit + DD + estatement) 5.70% for $100nj – $25.0 K
5.51 Sutton Rewards Checking (11x debit + DD + estatement) 5.51% for $100.0 – $25.0 K
5.51 First Federal Moolah Checking (12x debit + billpay + estatement) 5.51% for $50.0 – $25.0 K
5.51 Provident CU Super Reward Checking (10x debit + DD + estatement) 5.51% for $25.0 – $25.0 K
5.51 *Bank of Choice Reward Checking (8x debit + DD + estatement) 5.51% for $1.0 – $35.0 K
5.51 Bank of Blue Valley Performance Checking (12x debit + DD) 5.51% for $1.0 – $25.0 K
5.50 Bank of Illinois VIP Elite Checking (10x debit + DD + estatement) 5.50% for $50.0 – $25.0 K
5.50 Heartland CU Free Rewards Checking (12x debit + DD + estatement) 5.50% for $1.0 – $25.0 K
5.27 Iberville Bank Reward Checking (10x debit + estatement) 5.27% for $1.0 – $20.0 K
5.26 *Ripley Reward Checking (10x debit + estatement) 5.26% for $100.0 – $25.0 K
5.26 *Members Choice CU Reward Checking (10x debit + DD + estatement) 5.26% for $100.0 – $25.0 K
5.25 Fitchburg Savings All-In-One Checking (10x debit + DD + estatement) 5.25% for $100.0 – $100.0 K
5.25 Alliance Bank Freedom Checking (10x debit + DD) 5.25% for $100.0 – $25.0 K
5.15 First National Bank Midwest Rewards Checking (12x debit + DD + estatement) 5.15% for $1.0 – $25.0 K
5.10 Rivermark CU Rewards Checking (12x debit + estatement) 5.10% for $20.0 – $25.0 K
5.05 Oregon CU Remarkable Checking (10x debit + DD + estatement) 5.05% for $1.0 – $200.0 K
5.01 Capital Bank Smart Checking (10x debit + DD) 5.01% for $100.0 – $200.0 K
5.01 State Bank of Toledo Hometown Reward Checking (10x debit + DD) 5.01% for $100.0 – $70.0 K
5.01 Bank of Fayetteville Smart Checking (10x debit + DD + estatement) 5.01% for $100.0 – $50.0 K
5.01 Northern Federal CU Reward Checking (10x debit + DD + estatement) 5.01% for $100.0 – $25.0 K
5.01 1st Southwest Reward Checking (10x debit + DD + estatement) 5.01% for $100.0 – $25.0 K
5.01 First State (Gainsville) Reward Checking2 (20x debit + DD + estatement) 5.01% for $100.0 – $25.0 K
5.01 Decatur Intouch Checking (call to find 5 requirements to avoid fees) 5.01% for $100.0 – $25.0 K
5.01 People’s CU e-plus Checking (12x debit + DD) 5.01% for $25.0 – $100.0 K
5.01 Coastal CU GoGreen Checking (12x debit) 5.01% for $25.0 – $50.0 K
5.01 Clinton Total Access Checking (10x debit + DD + estatement) 5.01% for $10.0 – $50.0 K
5.01 First CU Reward Checking (12x debit + estatement) 5.01% for $5.0 – $25.0 K
5.01 Blackhawk easyMONEY Checking (10x debit card) 5.01% for $1.0 – $200.0 K
5.01 Opportunity Reward Checking (10x debit + DD + estatement) 5.01% for $1nj – $25.0 K
5.01 Bank of Idaho Rewards Checking (10x debit + DD + estatement) 5.01% for $1.0 – $25.0 K
5.01 Vermont CU ReWARD Checking (12x debit + DD + estatement) 5.01% for $1.0 – $25.0 K
5.01 St Martin Reward Checking (10x debit + DD + estatement) 5.01% for $1.0 – $25.0 K
5.01 San Antonio CU mY gen Checking (12x debit + DD + estatement) 5.01% for $1.0 – $25.0 K
5.01 Sacramento CU Free Rewards Checking (12x debit + DD + estatement) 5.01% for $1.0 – $25.0 K
5.01 MBT Ultra High Interest Performance Checking (15x debit + DD + estatement) 5.01% for $1.0 – $25.0 K
5.01 Bank of Eureka Springs Reward Checking (10x debit + DD + estatement) 5.01% for $1.0 – $25.0 K
5.01 *Connexus CU MyRewards Checking (10x debit + DD + estatement) 5.01% for $1.0 – $25.0 K
5.00 *Asheville Savings Best Checking (10x debit + DD + estatement) 5.Ǡ% for $50.0 – $25.0 K
5.00 U of Iowa CU Rewards Checking (12x debit + DD + estatement) 5.00% for $1.0 – $50.0 K
5.00 First Chatham Free Checking (10x debit + DD + estatement) 5.00% for $1.0 – $50.0 K
5.00 United Financial CU Direct Rewards Checking (12x debit + estatement + online banking + billpay) 5.00% for $1.0 – $25.0 K
5.00 Lake Michigan CU Max Checking (10x debit + DD + estatement) 5.00% for $1.0 – $15.0 K
4.75 Emprise eReward Checking (12x debit + DD + estatement) 4.75% for $100.0 – $25.0 K
4.75 Classic Bank Reward Checking (use debit 10x to avoid fees) 4.75% for $100.0 – $25.0 K
4.75 Florence Rewards Checking (12x debit + DD + estatement) 4.75% for $10.0 – $100.0 K
4.59 NuUnion CU SoSMART Checking ྯx debit + DD + estatement) 4.59% for $1.0 – $25.0 K
4.55 Passumpsic Reward Checking (10x debit + DD + estatement) 4.55% for $1.0 – $25.0 K
4.51 Parkway Moneymaker Checking (10x debit + DD + estatement) 4.51% for $1.0 – $25.0 K
4.50 Equity WOW Gold Checking (10x debit + estatement) 4.50% for $100.0 – $25.0 K
4.50 Southland CU Super Checking (10x debit + DD + estatement) 4.50% for $1.0 – $200.0 K
4.44 First Arkansas FirstNet Checking (10x debit + DD + estatements) 4.44% for $100.0 – $200.0 K
4.41 Citizens Bank Star Rewards Checking (10x debit + DD + estatement) 4.41% for $100.0 – $25.0 K
4.25 TwinStar CU Accelerator Checking (12x debit) 4.25% for $25.0 – $30.0 K
4.25 Wilson Reward Checking (10x debit + DD + estatement) 4.25% for $1.0 – $50.0 K
4.20 BFG CU Checking 4.20% for $1.0 – $200.0 K
4.01 Eastern Virginia Bankshares Reward Checking (10x debit + DD + estatement) 4.01% for $100.0 – $200.0 K
4.01 Platte Reward Checking (10x debit + DD + estatement) 4.01% for $25.0 – $25.0 K
4.00 Rio e-Checking (10x debit + 5 billpay + DD + estatement) 4.00% for $1Ǡ.0 – $25.0 K
4.00 First National Bank Ultimate Checking (15x debit + DD + estatement) 4.00% for $100nj – $25.0 K
4.00 Liberty Bell e-statement Checking 4.00% for ũ.0 – $25.0 K


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