In order to maintain these rates, you must make payments when due and stay within your credit limit. The Introductory 0% APR does not apply to cash advances. Payments are allocated to balances starting with the lowest APR first. The Balance Transfer Transaction Fee is the greater of $10 or 3% of the transaction. However, for Accounts opened prior to May 1, 2007, there are no Balance Transfer Transaction Fees for Balance Transfers made within the first 3 months after your Account is opened. Once you become a Cardmember, we reserve the right to change your account terms should your credit profile change or for other reasons described in the Important Rate, Fee and Other Cost Information
0% fixed introductory annual percentage rate (APR) on purchases and balance transfers (not cash advances) for the first 6 billing cycles.
Transaction fee for Balance Transfers, non-online Direct Deposits, and Check Cash Advances:None of each such cash advance (minimum $0 ).
The Introductory APR is effective upon the opening of your account and does not apply to Bank and ATM Cash Advances, or online Direct Deposits. When a Promotional Period ends, the Standard Variable APR is calculated using the Variable-Rate Information and is applied to new and outstanding balances (consisting of Purchases, Balance Transfers, non-online Direct Deposits, and Check Cash Advances). If your payment is late or the account balance is over the credit limit, either the Standard Variable APR or the Default APR will be applied to those balances as of the first day of the billing cycle in which the payment was late or the balance exceeded the credit limit. The current Standard Variable APR for Purchases and Balance Transfers is 18.24%. The current Standard Variable APR for non-online Direct Deposits and Check Cash Advances posted to your account either during the Promotional Period or before August 11, 2007 is 18.24%. The current Standard Variable APR for non-online Direct Deposits and Check Cash Advances posted to your account on or after August 11, 2007 and after the end of the Promotional Period is 24.24%. These rates may vary. We reserve the right to change the APRs in out discretion, including, for example, margins. Read more »
FW member "henryrock" reported code D2F4 for a $100 bonus that you supposedly can get with Citibank PremierPass American Express Card. You can apply at http://signup.citicards.com.
The code is apparently valid, however no info about the bonus is displayed on the application page (it rarely is).
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A) Intro rates for personal credit cards
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