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6.0% savings from HSBC until 4/30/07

By , January 28, 2007



6.00% is a promotional Annual Percentage Yield (APY) available on New Money only between January 29, 2007 and April 30, 2007. Minimum balance to open an account is $1.00.

New Money Period is January 29, 2007 through April 30, 2007. Starting Balance means the available balance in your account as of the close of business on January 26, 2007. New Money means funds not previously held by any member of the HSBC Group deposited during the New Money Period less any withdrawals, and it excludes your Starting Balance as calculated below. New Money must be in available funds for the promotional rate to apply.

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